15 Nancy Pl, Buffalo, NY 14227 Property Records

Erie County and Cheektowaga Town property record for 15 Nancy Pl, Buffalo, NY 14227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,619 sqft · built 1965
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$94,000 (Jun 1995)
Tax Bill	$6,826 (2026)
Deeds & Mortgages	May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`143089 125.10-15-17`

Property Details

APN / Parcel Number

Primary APN	`143089 125.10-15-17`
Alternative APNs	`30891251000015017000` `040 0096000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,619 sqft Living Area
1st Floor Area	1,002 sqft
Upper Floors Area	616 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	113 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	040 0096000
Street Address	15 NANCY PL
City	BUFFALO
State	NY
Zip	14227-3520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	MC 2196 SL 46
Legal Subdivision	FRENCH LEA ESTATES PART III
Legal Block	15
Legal Lot Number	17.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	2
Census Block	2006
Census Tract	10807

Owner

15 Nancy Pl is owned and occupied by two individuals who bought it in June 1995.

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 NANCY PL, BUFFALO, NY 14227-3520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 1995 · Amount on File
Deed Sale	Jun 12, 1995 · Amount on File
Deed Book / Page	10887 / 1814
Record Updated	Oct 29, 2026

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ERIE NY
Property Address	15 NANCY PL, CHEEKTOWAGA, NY 14227-3520
Document Number	0138563647
Instrument Date	May 9, 2018
Transaction Type	Mortgage
Record Updated	Jun 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 NANCY PL CHEEKTOWAGA NY 142273520, CHEEKTOWAGA, NY 14227-3520

Mortgage

Document Number	0138563647
Date	May 22, 2018
Book Page	013856/003647

Lender

Name	NEW RESID'L MTG LLC
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	May 21, 2058

Interest

Rate	6.37%

Tax Assessment & Valuation

The 2026 property tax bill for 15 Nancy Pl was $6,826 with a homeowner's exemption, up 1.4% from the year before.

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	West Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,826.00 (+1.44%) Homeowner's exemption
2025	$6,729.00 (+4.91%)	$210,000 (-) Land $19,000 Building $191,000	$280,000 (+6.67%) Land $25,333 Building $254,667
2024	$6,414.00 Homeowner's exemption	$210,000 (-) Land $19,000 Building $191,000	$262,500 (+13.75%) Land $23,750 Building $238,750
2023	Homeowner's exemption	$210,000 Land $19,000 Building $191,000	$230,769 Land $20,879 Building $209,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Nancy Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1986)
Most Recent Claim	Oct 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Nancy Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20