3 N Ben St, Plano, IL 60545 Property Records

Kendall County property record for 3 N Ben St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,600 sqft · built 1890
Lot Size	0.292 acres (12,728 sqft)
Owner	Individual Name on Record
Last Sale	$22,900 (May 1984)
Tax Bill	$6,551 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-22-353-015`

Property Details

APN / Parcel Number

Primary APN	`01-22-353-015`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,600 sqft Living Area
Gross Area	3,722 sqft
1st Floor Area	2,600 sqft
Basement Area	374 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,728 sqft (0.292 acres)
Lot Dimensions	135 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3 N BEN ST
City	PLANO
State	IL
Zip	60545-2285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 94 LT 4 & S 94OF E 15 LT 3 BLK 89 E L HENNINGS ADDN CITY OF PLANO
Legal Subdivision	HENNINGS ADDN
Legal Block	89
Legal Lot Number	4,3
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3048
Census Tract	890502

Owner

Source: Kendall County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 N BEN ST, C, PLANO, IL 60545-2286
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2017	Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK
Sep 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 1984 · Amount on Record
Deed Sale	May 1, 1984 · Amount on Record
Deed Document Number	19842005
Last Transfer Date	Sep 7, 2017
Transfer Doc	0000015236
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3 N BEN ST, PLANO, IL 60545-2285
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018195
Date	Nov 15, 2017
Instrument	201700018195

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	PLANO, IL 60545

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 25, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENDALL IL
Recording Date	Sep 25, 2017
Property Address	3 N BEN ST, PLANO, IL 60545-2285
Document Number	0000015236
Instrument Date	Sep 7, 2017
Instrument	15236
Transaction Type	Transfer
Record Updated	Oct 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 N BEN ST #C PLANO IL 605451412, C, PLANO, IL 60545-1412

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,551.00 (+2.91%)	$84,583 (+34.7%) Land $14,644 Building $69,939	$253,749 (+34.7%) Land $43,932 Building $209,817
2024	$6,366.00
2022		$62,795 Land $10,872 Building $51,923	$188,385 Land $32,616 Building $155,769

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Watch TV.

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