101 N Ben St, Plano, IL 60545 Property Records

Kendall County property record for 101 N Ben St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 884 sqft · built 1910
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Nov 2021)
Tax Bill	$5,581 (2024)
Deeds & Mortgages	Jan 2023 Line of Credit Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-353-012`

Property Details

APN / Parcel Number

Primary APN	`01-22-353-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
Gross Area	2,200 sqft
1st Floor Area	884 sqft
Basement Area	884 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Multi-Level
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	101 N BEN ST
City	PLANO
State	IL
Zip	60545-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC. 22-37-6 CITY OF PLANO BEG PT ON W LN BEN ST 285 N OF INT N LN MAIN ST & W LN BEN ST, N 90, WLY 120, SLY 90, ELY 120 TO POB.
Legal Range	06E
Legal Township	37N
Legal Section	22
Legal Subdivision	CITY OF PLANO
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3048
Census Tract	890502

Owner

101 N Ben St is owned and occupied by an individual who bought it in November 2021.

Source: Kendall County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	101 N BEN ST, PLANO, IL 60545-1414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 16, 2021	Warranty Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP
Nov 16, 2021	Intrafamily Transfer, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on File
Deed Sale	Nov 16, 2021 · Amount on File
Prior Sale	Oct 2, 2013 · Amount on File
Deed Document Number	202130635
Prior Transfer Date	Nov 6, 2018
Prior Transfer Doc	0000030634
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	101 N BEN ST, PLANO, IL 60545-1414
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 N BEN ST, PLANO, IL 60545-1414

Mortgage

Document Number	0000000664
Date	Jan 18, 2023
Instrument	202300000664

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Nov 16, 2021
Property Address	101 N BEN ST, PLANO, IL 60545-1414
Document Number	0000030635
Instrument Date	Nov 30, 2020
Instrument	202100030635
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 N BEN ST, PLANO, IL 60545-1414

Mortgage

Document Number	0000030636
Date	Nov 16, 2021
Instrument	202100030636

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENDALL IL
Recording Date	Nov 16, 2021
Property Address	101 N BEN ST, PLANO, IL 60545-1414
Document Number	0000030634
Instrument Date	Nov 6, 2018
Instrument	202100030634
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 N BEN ST, PLANO, IL 60545-1414

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,712 Land $10,250 Building $70,462	$242,136 Land $30,750 Building $211,386
2024	$5,581.00
2022		$59,922 Land $7,610 Building $52,312	$179,766 Land $22,830 Building $156,936

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 N Ben St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 N Ben St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Watch TV.

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