St. Louis County property record for 3 N 65th Ave W, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,112 sqft · built 1940 |
| Lot Size | 0.143 acres (6,254 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Jun 2019) |
| Tax Bill | $2,306 (2026) |
| Deeds & Mortgages | Jun 2019 Sale & Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0580-01190 |
| Primary APN | 010-0580-01190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,112 sqft Gross Area |
| 1st Floor Area | 752 sqft |
| Basement Area | 720 sqft |
| Finished Basement | 720 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 6,254 sqft (0.143 acres) |
| Garage Area | 240 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 40 sqft |
| Storage Building | 49 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1071758 |
|---|---|
| Street Address | 3 N 65TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55807-2214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 AND 2 SERIAL # |
| Legal Subdivision | CLINTON PLACE ADD TO DULUTH |
| Legal Block | 8 |
| Legal Lot Number | 1-2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 3300 |
3 N 65th Ave W is owned and occupied by an individual who acquired it in September 2023.
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 N 65TH AVE W, DULUTH, MN 55807-2214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 7, 2019 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL BK/CMRC |
| Jul 26, 2018 | Deed of Trust, Mortgage · Conventional with PMI DITECH FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2019 · Amount on File |
| Deed Sale | Jun 7, 2019 · Amount on File |
| Prior Sale | Dec 10, 2005 · Amount on File |
| Deed Document Number | 20191356282 |
| Last Transfer Date | Sep 19, 2023 |
| Transfer Doc | 0001474383 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 7, 2019 |
| Property Address | 3 N 65TH AVE W, DULUTH, MN 55807-2214 |
| Document Number | 00A1356282 |
| Instrument Date | Jun 7, 2019 |
| Instrument | A1356282 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2019 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $511.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 N 65TH AVE W DULUTH MN 558072214, DULUTH, MN 55807-2214 |
| Document Number | A1356283 |
|---|---|
| Date | Jun 7, 2019 |
| Instrument | A1356283 |
| Name | NATIONAL BK/CMRC |
|---|---|
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 6, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3 N 65TH AVE W, DULUTH, MN 55807-2214 |
| Document Number | 00A1337895 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 N 65TH AVE W DULUTH MN 558072214, DULUTH, MN 55807-2214 |
| Document Number | 00A1337895 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | A1337895 |
| Name | DITECH FIN'L |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 2, 2033 |
The 2026 property tax bill for 3 N 65th Ave W was $2,306 with a homeowner's exemption, up 8.1% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,306.00 (+8.06%) Homeowner's exemption | ||
| 2025 | $2,134.00 (-1.02%) Homeowner's exemption | $214,900 (+18.47%) Land $15,600 Building $199,300 | $214,900 (+18.47%) Land $15,600 Building $199,300 |
| 2024 | $2,156.00 | $181,400 Land $14,400 Building $167,000 | $181,400 Land $14,400 Building $167,000 |
| 2022 | $160,700 Land $13,900 Building $146,800 | $160,700 Land $13,900 Building $146,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 N 65th Ave W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3 N 65th Ave W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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