St. Louis County property record for 18 N 65th Ave W, Duluth, MN 55807
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 3 bd · 2.5 ba · 1,660 sqft · built 1914 |
| Lot Size | 0.143 acres (6,261 sqft) |
| Owner | Individual Name on File |
| Last Sale | $124,900 (Dec 2009) |
| Tax Bill | $2,752 (2026) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4540-00090 |
| Primary APN | 010-4540-00090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,660 sqft Gross Area |
| 1st Floor Area | 830 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Duplex Single |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 6,261 sqft (0.143 acres) |
| Garage Area | 720 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 220 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1142437 |
|---|---|
| Street Address | 18 N 65TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55807-2215 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | LOTS 8 AND 9 SERIAL # |
| Legal Subdivision | WEST END ADD TO DULUTH |
| Legal Block | 1 |
| Legal Lot Number | 8-9 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 3300 |
18 N 65th Ave W, a residential property, is owned by an individual who bought it in December 2009.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1735 ROOSEVELT RD, SAINT CLOUD, MN 56301-5166 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2009 · Amount on File |
| Deed Sale | Dec 8, 2009 · Amount on File |
| Prior Sale | Aug 10, 2005 · Amount on File |
| Deed Document Number | 20091124329 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 18 N 65TH AVE W, DULUTH, MN 55807-2215 |
| Document Number | 00A1380352 |
| Instrument Date | May 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | ANCONA TITLE, ANCONA TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 18 N 65TH AVE W DULUTH MN 558072215, DULUTH, MN 55807-2215 |
| Document Number | 00A1380352 |
|---|---|
| Date | May 20, 2020 |
| Instrument | A1380352 |
| Name | ST CLOUD FIN'L CU |
|---|---|
| Address | ST CLOUD, MN 56301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 19, 2035 |
The 2026 property tax bill for 18 N 65th Ave W was $2,752, up 7.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,752.00 (+7.17%) | ||
| 2025 | $2,568.00 (+3.3%) | $179,800 (+18.29%) Land $15,800 Building $164,000 | $179,800 (+18.29%) Land $15,800 Building $164,000 |
| 2024 | $2,486.00 | $152,000 Land $14,600 Building $137,400 | $152,000 Land $14,600 Building $137,400 |
| 2022 | $158,500 Land $14,100 Building $144,400 | $158,500 Land $14,100 Building $144,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 N 65th Ave W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18 N 65th Ave W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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