St. Louis County property record for 3 More Dr, Virginia, MN 55792
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,280 sqft · built 1956 |
| Lot Size | 0.565 acres (24,611 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $126,500 (Oct 2017) |
| Tax Bill | $2,660 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-0088-00470 |
| Primary APN | 090-0088-00470 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft Gross Area |
| 1st Floor Area | 1,280 sqft |
| Basement Area | 256 sqft |
| Finished Basement | 256 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 24,611 sqft (0.565 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 54 sqft |
| Patio Area | 220 sqft |
| Storage Building | 216 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1039223 |
|---|---|
| Street Address | 3 MORE DR |
| City | VIRGINIA |
| State | MN |
| Zip | 55792-3515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 & SELY 60 FT OF LOT 10 & NWLY 18 FT OFLOT 11 SERIAL # |
| Legal Subdivision | MIDWAY TERRACE ADD TO VIRGINIA |
| Legal Block | 3 |
| Legal Lot Number | 8,10-11 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | VIRGINIA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 13200 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 MORE DR, VIRGINIA, MN 55792-3515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit VIRGINIA COOPERATIVE CREDIT UNION |
| Mar 9, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 28, 2022 | Deed of Trust, Mortgage · Line of Credit VIRGINIA CO OP CU |
| Oct 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2017 · Amount on Record |
| Deed Sale | Oct 5, 2017 · Amount on Record |
| Deed Document Number | 2017990546 |
| Prior Transfer Date | Sep 28, 2017 |
| Prior Transfer Doc | 0000990546 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 14, 2026 |
| Property Address | 3 MORE DR, VIRGINIA, MN 55792-3515 |
| Document Number | 0001103559 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20261103559 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3 MORE DR, VIRGINIA, MN 55792-3515 |
| Document Number | 0001103559, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 20261103559 |
| Name | VIRGINIA COOPERATIVE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3 MORE DR, VIRGINIA, MN 55792-3515 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3 MORE DR, VIRGINIA, MN 55792-3515 |
| Document Number | 0001066619 |
|---|---|
| Date | Mar 9, 2023 |
| Instrument | 1066619 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3 MORE DR, VIRGINIA, MN 55792-3515 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001058256 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 1058256 |
| Name | VIRGINIA CO OP CU |
|---|---|
| Type | Credit Union |
| Address | VIRGINIA, MN 55792 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 27, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 5, 2017 |
| Property Address | 3 MORE DR, VIRGINIA, MN 55792-3515 |
| Document Number | 000T990546 |
| Instrument Date | Sep 28, 2017 |
| Instrument | T990546 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2017 |
| Title Company | ALL AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $417.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 MORE DR VIRGINIA MN 557923515, VIRGINIA, MN 55792-3515 |
| Document Number | T990547 |
|---|---|
| Date | Oct 5, 2017 |
| Instrument | T990547 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 4, 2047 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Virginia City |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,660.00 (+28.5%) Homeowner's exemption | ||
| 2025 | $2,070.00 (-4.43%) Homeowner's exemption | $189,500 (+19.26%) Land $24,200 Building $165,300 | $189,500 (+19.26%) Land $24,200 Building $165,300 |
| 2024 | $2,166.00 | $158,900 (+17.18%) Land $18,900 Building $140,000 | $158,900 (+17.18%) Land $18,900 Building $140,000 |
| 2022 | $135,600 Land $18,900 Building $116,700 | $135,600 Land $18,900 Building $116,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Virginia serves 8,361 people · EPA ID MN1690046 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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