2 More Dr, Virginia, MN 55792 Property Records

St. Louis County property record for 2 More Dr, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,056 sqft · built 1956
Lot Size	0.283 acres (12,330 sqft)
Owner	Individual Name on Record
Last Sale	$166,000 (Dec 2021)
Tax Bill	$3,970 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0088-00680`

Property Details

APN / Parcel Number

Primary APN	`090-0088-00680`
Alternative APN	`1121977`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Gross Area
1st Floor Area	1,056 sqft
Basement Area	845 sqft
Finished Basement	845 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Lot Area	12,330 sqft (0.283 acres)
Garage Area	704 sqft
Deck Area	392 sqft
Storage Building	108 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1121977
Street Address	2 MORE DR
City	VIRGINIA
State	MN
Zip	55792-3516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SELY 75 FT SERIAL #
Legal Subdivision	MIDWAY TERRACE ADD TO VIRGINIA
Legal Block	4
Legal Lot Number	9
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	1
Census Block	1022
Census Tract	13200

Owner

Source: St. Louis County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 MORE DR, VIRGINIA, MN 55792-3516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 6, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2021 · Amount on Record
Deed Sale	Dec 3, 2021 · Amount on Record
Prior Sale	Oct 6, 2020 · Amount on Record
Deed Document Number	20211050361
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 3, 2021
Property Address	2 MORE DR, VIRGINIA, MN 55792-3516
Document Number	0001050361
Instrument Date	Nov 15, 2021
Instrument	1050361
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	UP NORTH TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$547.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MORE DR, VIRGINIA, MN 55792-3516

Mortgage

Document Number	0001050362
Date	Dec 3, 2021
Instrument	1050362

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 6, 2020
Property Address	2 MORE DR, VIRGINIA, MN 55792-3516
Document Number	00T1029950
Instrument Date	Sep 18, 2020
Instrument	T1029950
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	UP N TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$492.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MORE DR VIRGINIA MN 557923516, VIRGINIA, MN 55792-3516

Mortgage

Document Number	T1029951
Date	Oct 6, 2020
Instrument	T1029951

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 5, 2035

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,970.00 (+23.91%) Homeowner's exemption
2025	$3,204.00 (+14.59%) Homeowner's exemption	$250,500 (+18.66%) Land $15,600 Building $234,900	$250,500 (+18.66%) Land $15,600 Building $234,900
2024	$2,796.00	$211,100 (+36.28%) Land $12,200 Building $198,900	$211,100 (+36.28%) Land $12,200 Building $198,900
2022		$154,900 Land $12,200 Building $142,700	$154,900 Land $12,200 Building $142,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Verizon Fixed Wireless	300 / 20

2 More Dr, Virginia, MN 55792 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on More Dr

Nearby Streets

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