Westerly Town property record for 3 Mohegan Trl, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,844 sqft · built 1970 |
| Lot Size | 0.574 acres (25,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $232,500 (Nov 2018) |
| Tax Bill | $3,765 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jan 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:58 B:184 |
| Primary APN | WEST M:58 B:184 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,844 sqft Living Area |
| Gross Area | 3,880 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,019 sqft (0.574 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 8101601 |
|---|---|
| Street Address | 3 MOHEGAN TRL |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 184 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 50901 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 MOHEGAN TRL, WESTERLY, RI 02891-2015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 15, 2022 | Deed of Trust, Mortgage · ARM WESTERLY COMMUNITY CU |
| Jan 18, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME LOAN AND INVESTMENT BANK FSB |
| Jul 31, 2020 | Deed of Trust, Mortgage · Conventional with PMI WESTERLY CMNTY CU |
| Nov 28, 2018 | Warranty Deed, Transfer · Conventional with PMI BAYCOAST MTG CO LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2018 · Amount on Record |
| Deed Sale | Nov 28, 2018 · Amount on Record |
| Prior Sale | Jan 31, 2007 · Amount on Record |
| Deed Document Number | 20185025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 3 MOHEGAN TRL, WESTERLY, RI 02891-2015 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022-11235 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 2022/11235 |
| Instrument | 2022-2650 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jul 1, 2032 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 3 MOHEGAN TRL, WESTERLY, RI 02891-2015 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019-820 |
|---|---|
| Date | Jan 18, 2019 |
| Book Page | 2019/820 |
| Instrument | 219 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 3 MOHEGAN TRL, WESTERLY, RI 02891-2015 |
| Document Number | 2020-5416 |
| Instrument Date | Jul 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 MOHEGAN TRL WESTERLY RI 028912015, WESTERLY, RI 02891-2015 |
| Document Number | 2020-5416 |
|---|---|
| Date | Aug 5, 2020 |
| Book Page | 002020/015416 |
| Instrument | 3584 |
| Name | WESTERLY CMNTY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 4, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.63% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Nov 28, 2018 |
| Property Address | 3 MOHEGAN TRL, WESTERLY, RI 02891-2015 |
| Document Number | 2018-217 |
| Book / Page | 002018 / 020217 |
| Instrument Date | Oct 17, 2018 |
| Instrument | 5025 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $232.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 MOHEGAN TRL WESTERLY RI 028912015, WESTERLY, RI 02891-2015 |
| Document Number | 2018-219 |
|---|---|
| Date | Nov 28, 2018 |
| Book Page | 002018/020219 |
| Instrument | 5026 |
| Name | BAYCOAST MTG CO LLC |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 27, 2048 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,765.00 (+5.64%) | $529,500 (+42.91%) Land $174,600 Building $354,900 | $573,631 |
| 2023 | $3,564.00 (+0.62%) | $370,500 (-) Land $125,600 Building $244,900 | |
| 2022 | $3,542.00 | $370,500 Land $125,600 Building $244,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2010) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures