Westerly Town property record for 1 Mohegan Trl, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,430 sqft · built 1972 |
| Lot Size | 0.534 acres (23,276 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,143 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage May 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:58 B:185 |
| Primary APN | WEST M:58 B:185 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,430 sqft Living Area |
| Gross Area | 3,120 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,276 sqft (0.534 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 13223430 |
|---|---|
| Street Address | 1 MOHEGAN TRL |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 185 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 50901 |
1 Mohegan Trl is owned and occupied by an individual who acquired it in June 2018.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 MOHEGAN TRL, WESTERLY, RI 02891-2015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU |
| May 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Dec 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2011 |
| Deed Sale | Jul 29, 2011 |
| Deed Book / Page | 1898 / 608 |
| Last Transfer Date | Jun 8, 2018 |
| Transfer Doc | 2018-9887 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 1 MOHEGAN TRL, WESTERLY, RI 02891-2015 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02024-3063 |
|---|---|
| Date | Mar 26, 2024 |
| Book Page | 2024/3063 |
| Instrument | 2024-856 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 1 MOHEGAN TRL, WESTERLY, RI 02891-2015 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2021-12818 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 2021/12818 |
| Instrument | 2021-2790 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 1 MOHEGAN TRL, WESTERLY, RI 02891-2015 |
| Document Number | 2019-1967 |
| Instrument Date | Dec 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1 MOHEGAN TRL WESTERLY RI 028912015, WESTERLY, RI 02891-2015 |
| Document Number | 2019-1967 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 002019/021967 |
| Instrument | 5485 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 19, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 1 MOHEGAN TRL, WESTERLY, RI 02891-2015 |
| Document Number | 2019-7260 |
| Instrument Date | May 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1 MOHEGAN TRL WESTERLY RI 028912015, WESTERLY, RI 02891-2015 |
| Document Number | 2019-7260 |
|---|---|
| Date | May 9, 2019 |
| Book Page | 002019/007260 |
| Instrument | 1876 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 1 MOHEGAN TRL, WESTERLY, RI 02891-2015 |
| Document Number | 2018-1447 |
| Instrument Date | Jun 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1 MOHEGAN TRL WESTERLY RI 028912015, WESTERLY, RI 02891-2015 |
| Document Number | 2018-1447 |
|---|---|
| Date | Jul 10, 2018 |
| Book Page | 002018/011447 |
| Instrument | 2854 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 9, 2048 |
The 2025 property tax bill for 1 Mohegan Trl was $3,143.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,143.00 | $442,100 Land $183,200 Building $258,900 | $452,484 |
| 2023 | $3,421.00 (+0.62%) | $355,600 (-) Land $131,500 Building $224,100 | |
| 2022 | $3,400.00 | $355,600 Land $131,500 Building $224,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Mohegan Trl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2010) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Mohegan Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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