3 Modoc Trl, Saint Louis, MO 63122 Property Records

St. Louis County property record for 3 Modoc Trl, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,422 sqft · built 1900
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Sep 2020)
Tax Bill	$3,363 (2025)
Deeds & Mortgages	Sep 2023 Sale Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24O-32-0030`

Property Details

APN / Parcel Number

Primary APN	`24O-32-0030`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,422 sqft Living Area
Gross Area	2,026 sqft
1st Floor Area	994 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	82 ft deep x 63 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	534 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	88 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3 MODOC TRL
City	SAINT LOUIS
State	MO
Zip	63122-5111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	OSAGE HILLS SECTION E LOT 5
Legal Subdivision	OSAGE HILLS SECTION E
Legal Lot Number	5
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1002
Census Tract	218104

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 MODOC TRL, SAINT LOUIS, MO 63122-5111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Beneficiary Deed, Transfer
Sep 28, 2020	Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Deed Document Number	2020215
Deed Book / Page	24350 / 1725
Last Transfer Date	Aug 30, 2023
Transfer Doc	0000000233
Record Updated	Oct 29, 2026

September 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 6, 2023
Property Address	3 MODOC TRL, SAINT LOUIS, MO 63122-5111
Document Number	2023090600233
Map Reference	MB 23 PG 48&49
Instrument Date	Aug 30, 2023
Instrument	2023090600233
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 MODOC TRL, KIRKWOOD, MO 63122-5111

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 MODOC TRL, SAINT LOUIS, MO 63122-5111

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 28, 2020
Property Address	3 MODOC TRL, SAINT LOUIS, MO 63122-5111
Document Number	0243501725
Book / Page	24350 / 1725
Map Reference	MB 23 PG 48&49
Instrument Date	Sep 18, 2020
Instrument	2020092800215
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1212 S NAPER BLVD, 1212, NAPERVILLE, IL 60540-8360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MODOC TRL, KIRKWOOD, MO 63122-5111

Mortgage

Document Number	2020092800216
Date	Sep 28, 2020
Instrument	2020092800216

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,470 (-) Land $41,740 Building $17,730	$313,000 (-) Land $219,700 Building $93,300
2025	$3,363.00 (-9.21%)	$59,470 (-) Land $41,740 Building $17,730	$313,000 (-) Land $219,700 Building $93,300
2024	$3,704.00 (+1.59%)
2023	$3,646.00 (+36.35%)	$59,470 (+45.01%) Land $33,420 Building $26,050	$313,000 (+45.04%) Land $175,900 Building $137,100
2022	$2,674.00	$41,010 Land $30,080 Building $10,930
2021			$215,800 Land $158,300 Building $57,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 91 policies
Nearby Flood Policies	91 in force
Nearby Flood Claims	12 (2008–2024)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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