Ocean County and Harvey Cedars Borough property record for 1 Middlesex Ave, Harvey Cedars, NJ 08008
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 7 bd · 5 ba · 3,202 sqft · built 1970 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,975,000 (Apr 2026) |
| Tax Bill | $8,332 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Aug 2020 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 10-00040-0000-00001 |
| Primary APN | 10-00040-0000-00001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 3,202 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Multi-Family |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Deck Area | Deck Area |
| Account Number | 6270 |
|---|---|
| Street Address | 1 MIDDLESEX AVE |
| City | HARVEY CEDARS |
| State | NJ |
| Zip | 08008-5875 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | R-A |
| Legal Description | 60X100 |
| Legal Subdivision | HARVEY CEDARS |
| Legal Block | 40 |
| Legal Lot Number | 1 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | HARVEY CEDARS |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 738100 |
Source: Ocean County and Harvey Cedars Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1 MIDDLESEX AVE, HARVEY CEDARS, NJ 08008-5875 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 20, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Aug 3, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 31, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on Record |
| Deed Sale | Apr 20, 2026 · Amount on Record |
| Prior Sale | Dec 6, 1988 |
| Deed Document Number | 202630385 |
| Deed Book / Page | 20347 / 1659 |
| Prior Transfer Date | Jul 16, 2020 |
| Prior Transfer Doc | 0179911415 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 20, 2026 |
| Property Address | 1 MIDDLESEX AVE, HARVEY CEDARS, NJ 08008-5875 |
| Document Number | 0000030385 |
| Book / Page | 20347 / 1659 |
| Instrument Date | Dec 1, 2025 |
| Instrument | 2026.30385 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | TOWNE TITLE, TOWN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $199,475.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 1 MIDDLESEX AVE, HARVEY CEDARS, NJ 08008-5875 |
| Document Number | 0000030386, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 2026..30386 |
| Name | CHANGE LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Aug 3, 2020 |
| Property Address | 1 MIDDLESEX AVE, HARVEY CEDARS, NJ 08008-5875 |
| Document Number | 0179911415 |
| Book / Page | 017991 / 001415 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 81961 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 9 ROBBINS ST TOMS RIVER NJ 087537680, TOMS RIVER, NJ 08753-7680 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jul 31, 2017 |
| Property Address | 1 MIDDLESEX AVE, HARVEY CEDARS, NJ 08008-5875 |
| Document Number | 0168181881 |
| Book / Page | 016818 / 001881 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 78038 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 488 MADISON AVE TOMS RIVER NJ 087536725, TOMS RIVER, NJ 08753-6725 |
Source: Ocean County and Harvey Cedars Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Harvey Cedars Borough |
| Elementary School District | Long Beach Island School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $749,300 (-) Land $570,000 Building $179,300 | $749,300 (-) Land $570,000 Building $179,300 | |
| 2025 | $8,332.00 (-1.15%) | $749,300 (-) Land $570,000 Building $179,300 | $749,300 (-) Land $570,000 Building $179,300 |
| 2024 | $8,429.00 (+16.34%) | ||
| 2023 | $749,300 Land $570,000 Building $179,300 | $749,300 Land $570,000 Building $179,300 | |
| 2022 | $7,245.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 206 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 210 units insured incl. 4 condo units |
| Nearby Flood Claims | 187 (1984–2022) |
| Most Recent Claim | Oct 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVEY CEDARS WATER DEPT serves 6,600 people · EPA ID NJ1509001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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