3 Michael Rd, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 3 Michael Rd, Franklin, MA 02038

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,908 sqft · built 1984
Lot Size0.921 acres (40,114 sqft)
Owner2 Individual Names on File
Last Sale$750,000 (May 2023)
Tax Bill$8,386 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Aug 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-017

Property Details

APN / Parcel Number

Primary APN10-017
Alternative APNs
  • FRAN M:343 L:002
  • M:010 L:017

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,908 sqft Living Area
Gross Area5,816 sqft
Basement Area1,312 sqft
Unfinished Basement1,312 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area40,114 sqft (0.921 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number10-017
Street Address3 MICHAEL RD
CityFRANKLIN
StateMA
Zip02038-2565
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPLAN 41138B
Legal Lot Number2
JurisdictionFRANKLIN MA
Township / Civil DivisionFRANKLIN TOWN
Census Block Group1
Census Block1026
Census Tract442201

Owner

Source: Norfolk County and Franklin Town City records · APN 10-017

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 MICHAEL RD, FRANKLIN, MA 02038-2565
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 01, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
WRENTHAM COOPERATIVE BANK
Aug 09, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
Oct 01, 2020Deed of Trust, Mortgage · Line of Credit
CITIZENS BK/RI
Jan 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 01, 2023 · Amount on Record
Deed SaleMay 01, 2023 · Amount on Record
Prior SaleAug 26, 2011 · Amount on Record
Deed Document Number20231520387
Record UpdatedSep 20, 2026

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateMay 01, 2023
Property Address3 MICHAEL RD, FRANKLIN, MA 02038-2565
Document Number0001520387
Instrument DateMay 01, 2023
Instrument1520387
Transaction TypeTransfer
Record UpdatedMay 19, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3 MICHAEL RD, FRANKLIN, MA 02038-2565
InvestorPossibly a Property Investor

Mortgage

Document Number0001520388
DateMay 01, 2023
Instrument1520388
Lender
NameWRENTHAM COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address3 MICHAEL RD, FRANKLIN, MA 02038-2565
Transaction TypeMortgage
Record UpdatedAug 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1484362
DateAug 09, 2021
Instrument1484362
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address3 MICHAEL RD, FRANKLIN, MA 02038-2565
Document Number0001459636
Instrument DateOct 01, 2020
Transaction TypeMortgage
Record UpdatedNov 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 MICHAEL RD FRANKLIN MA 020382565, FRANKLIN, MA 02038-2565

Mortgage

Document Number0001459636
DateOct 30, 2020
Instrument1459636
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 29, 2045
Interest
Rate TypeAdjustable Rate

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address3 MICHAEL RD, FRANKLIN, MA 02038-2565
Document Number0001394346
Instrument DateJan 19, 2018
Transaction TypeMortgage
Record UpdatedAug 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001394346
DateJan 24, 2018
Instrument1394346
Lender
NameWELLS FARGO BK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 23, 2048

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,386.00 (+3.61%)$721,700 (+5.13%) Land $333,400 Building $388,300$796,005 (+1.86%)
2024$8,094.00 (+3.08%)$686,500 (+9.98%) Land $333,400 Building $353,100$781,470
2023$7,852.00$624,200 Land $289,500 Building $334,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2023 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 101 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFRANKLIN WATER DEPARTMENT
serves 33,706 people
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Michael Rd

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