11 Michael Rd, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 11 Michael Rd, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,805 sqft · built 1984
Lot Size	0.995 acres (43,342 sqft)
Owner	Individual Name on Record
Last Sale	$177,000 (Jun 1995)
Tax Bill	$7,402 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-013`

Property Details

APN / Parcel Number

Primary APN	`10-013`
Alternative APNs	`FRAN M:334 L:008` `M:010 L:013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,805 sqft Living Area
Gross Area	5,486 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	43,342 sqft (0.995 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	10-013
Street Address	11 MICHAEL RD
City	FRANKLIN
State	MA
Zip	02038-2565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	8
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	1
Census Block	1026
Census Tract	442201

Owner

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 MICHAEL RD, FRANKLIN, MA 02038-2565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Line of Credit DEAN COOPERATIVE BANK
May 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DEAN COOPERATIVE BANK
Nov 30, 2020	Deed of Trust, Mortgage · Conventional with PMI BLUESTONE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 1995 · Amount on Record
Deed Sale	Jun 30, 1995 · Amount on Record
Prior Sale	Dec 11, 1987 · Amount on Record
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	11 MICHAEL RD, FRANKLIN, MA 02038-2565
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001493499
Date	Dec 7, 2021
Instrument	1493499

Lender

Name	DEAN COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	11 MICHAEL RD, FRANKLIN, MA 02038-2565
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1476467
Date	May 11, 2021
Instrument	1476467

Lender

Name	DEAN COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	11 MICHAEL RD, FRANKLIN, MA 02038-2565
Document Number	0001462649
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 MICHAEL RD FRANKLIN MA 020382565, FRANKLIN, MA 02038-2565

Mortgage

Document Number	0001462649
Date	Dec 4, 2020
Instrument	1462649

Lender

Name	BLUESTONE BK

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2050

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,402.00 (+2.99%)	$637,000 (+4.49%) Land $334,400 Building $302,600	$673,455 (+4.67%)
2024	$7,187.00 (+1.01%)	$609,600 (+7.78%) Land $334,400 Building $275,200	$643,435
2023	$7,115.00	$565,600 Land $290,400 Building $275,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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