Middlesex County and Dracut Town property record for 3 Michael Rd, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,246 sqft · built 1964 |
| Lot Size | 0.346 acres (15,084 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (Jun 2023) |
| Tax Bill | $4,358 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:44 L:36 |
| Primary APN | DRAC M:44 L:36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,246 sqft Living Area |
| Gross Area | 2,158 sqft |
| 1st Floor Area | 1,246 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,084 sqft (0.346 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 533523 |
|---|---|
| Street Address | 3 MICHAEL RD |
| City | DRACUT |
| State | MA |
| Zip | 01826-3106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 36 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 314101 |
Source: Middlesex County and Dracut Town records · APN DRAC M:44 L:36
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 MICHAEL RD, DRACUT, MA 01826-3106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage JEANNE D ARC CU |
| Jun 14, 2023 | Fiduciary Deed, Transfer · Stand-Alone First Mortgage DRAPER AND KRAMER MORTGAGE CORP. |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 14, 2023 · Amount on Record |
| Deed Sale | Jun 14, 2023 · Amount on Record |
| Deed Document Number | 202316602 |
| Deed Book / Page | 37886 / 212 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 3 MICHAEL RD, DRACUT, MA 01826-3106 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039616-161 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 39616/161 |
| Instrument | 34193 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Nov 01, 2030 |
| Index | 1-Year CMT |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | Jun 14, 2023 |
| Property Address | 3 MICHAEL RD, DRACUT, MA 01826-3106 |
| Document Number | 037886-212 |
| Book / Page | 37886 / 212 |
| Instrument Date | Jun 14, 2023 |
| Instrument | 16602 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 MICHAEL RD, DRACUT, MA 01826-3106 |
| Document Number | 0000016603 |
|---|---|
| Date | Jun 14, 2023 |
| Instrument | 16603 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Dracut Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,358.00 (+0.6%) | $430,600 (+3.88%) Land $199,300 Building $231,300 | $513,570 (+3.11%) |
| 2024 | $4,332.00 (+4.36%) | $414,500 (+15.62%) Land $189,800 Building $224,700 | $498,085 |
| 2023 | $4,151.00 | $358,500 Land $165,000 Building $193,500 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Mar 2014 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 150 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DRACUT WATER SUPPLY DISTRICT serves 25,808 people |
|---|---|
| Water Source | Purchased surface water from LOWELL REGIONAL WATER UTILITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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