16 Michael Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 16 Michael Rd, Dracut, MA 01826

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,638 sqft · built 1987
Lot Size0.344 acres (15,001 sqft)
Owner2 Individual Names on Record
Last Sale$241,000 (Dec 2015)
Tax Bill$5,931 (2026)
Deeds & MortgagesAug 2020 Refinance
Flood ZoneZone X (minimal risk)
APNDRAC M:44 L:11

Property Details

APN / Parcel Number

Primary APNDRAC M:44 L:11
Alternative APNs
  • M:0044 B:0000 L:0011
  • 664320

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,638 sqft Living Area
Gross Area3,528 sqft
1st Floor Area936 sqft
Basement Area936 sqft
Unfinished Basement468 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,001 sqft (0.344 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number664320
Street Address16 MICHAEL RD
CityDRACUT
StateMA
Zip01826-3107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Lot Number11
JurisdictionDRACUT MA
Township / Civil DivisionDRACUT
Census Block Group1
Census Block1018
Census Tract314101

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16 MICHAEL RD, DRACUT, MA 01826-3107
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2015 · Amount on Record
Deed SaleDec 31, 2015 · Amount on Record
Deed Book / Page29706 / 192
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address16 MICHAEL RD, DRACUT, MA 01826-3107
Transaction TypeMortgage
Record UpdatedMar 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number34548-47
DateAug 28, 2020
Book Page34548/47
Instrument40759
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionDracut Town
Unified School DistrictDracut School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,931.00 (+2.26%)$613,300 (+7.01%) Land $217,200 Building $396,100$473,575 (-)
2025$5,800.00 (+4.02%)$573,100 (+7.4%) Land $199,200 Building $373,900$473,575 (-7.79%)
2024$5,576.00 (+3.68%)$533,600 (+14.9%) Land $189,700 Building $343,900$513,570
2023$5,378.00$464,400 Land $165,000 Building $299,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimMar 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDRACUT WATER SUPPLY DISTRICT
serves 25,808 people · EPA ID MA3079000
Water SourcePurchased surface water from LOWELL REGIONAL WATER UTILITY
Last State InspectionAug 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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