Essex County and Lynnfield Town property record for 3 Melch Rd, Lynnfield, MA 01940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,424 sqft · built 1955 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | Company Name on Record |
| Last Sale | $300,000 (Apr 2001) |
| Tax Bill | $8,273 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Oct 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0042 B:0000 L:2369 |
| Primary APN | LYNF M:0042 B:0000 L:2369 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,424 sqft Living Area |
| Gross Area | 3,174 sqft |
| Basement Area | 1,609 sqft |
| Finished Basement | 1,275 sqft |
| Unfinished Basement | 334 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,002 sqft (0.344 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 3 MELCH RD |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-2027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 2369 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 209100 |
Source: Essex County and Lynnfield Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3 MELCH RD, LYNNFIELD, MA 01940-2027 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAVINGS BANK TRUST |
| Oct 26, 2021 | Deed of Trust, Mortgage · Line of Credit SAVINGS BANK TRUST |
| Apr 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SAVINGS BANK TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2001 · Amount on Record |
| Deed Sale | Apr 12, 2001 · Amount on Record |
| Prior Sale | Jan 30, 1989 · Amount on Record |
| Deed Book / Page | 17068 / 275 |
| Last Transfer Date | Jan 27, 2025 |
| Transfer Doc | 042547-527 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 3 MELCH RD, LYNNFIELD, MA 01940-2027 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 043072-377 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 43072/377 |
| Instrument | 20251117000560 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 3 MELCH RD, LYNNFIELD, MA 01940-2027 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40413-339 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 40413/339 |
| Instrument | 20211026005430 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 3 MELCH RD, LYNNFIELD, MA 01940-2027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38436-535 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 38436/535 |
| Instrument | 20200421004100 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,273.00 (+13.5%) | $783,400 (+12.96%) Land $500,200 Building $283,200 | $835,145 |
| 2024 | $7,289.00 (-0.29%) | $693,500 (+7.2%) Land $442,600 Building $250,900 | |
| 2023 | $7,310.00 | $646,900 Land $419,900 Building $227,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1979–2014) |
| Most Recent Claim | Dec 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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