2 Melch Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 2 Melch Rd, Lynnfield, MA 01940 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,223 sqft · built 1955
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (May 2007)
Tax Bill	$8,474 (2025)
Deeds & Mortgages	Dec 2021 Refinance Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0042 B:0000 L:2473`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0042 B:0000 L:2473`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,223 sqft Living Area
Gross Area	3,074 sqft
Basement Area	2,035 sqft
Finished Basement	1,374 sqft
Unfinished Basement	661 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,002 sqft (0.344 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	2 MELCH RD
City	LYNNFIELD
State	MA
Zip	01940-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LYNNFIELD
Legal Lot Number	2473
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	3
Census Block	3002
Census Tract	209100

Owner

Source: Essex County and Lynnfield Town records · APN LYNF M:0042 B:0000 L:2473

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2 MELCH RD, LYNNFIELD, MA 01940-2028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 07, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PHH US MORTGAGE CORP
Jan 04, 2017	Deed of Trust, Mortgage SIERRA PACIFIC MORTGAGE CO INC
Aug 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 01, 2007 · Amount on Record
Deed Sale	May 01, 2007 · Amount on Record
Prior Sale	Mar 31, 2006 · Amount on Record
Deed Book / Page	26796 / 523
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	2 MELCH RD, LYNNFIELD, MA 01940-2028
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00040553-1
Date	Dec 07, 2021
Book Page	40553/1
Instrument	20211207002540

Lender

Name	PHH US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	2 MELCH RD, LYNNFIELD, MA 01940-2028
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35590-75
Date	Jan 04, 2017
Book Page	35590/75
Instrument	416

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	2 MELCH RD, LYNNFIELD, MA 01940-2028
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38872-543
Date	Aug 28, 2020
Book Page	38872/543
Instrument	20200828001830

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Sep 01, 2049

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,474.00 (+13.55%)	$802,500 (+13.01%) Land $500,200 Building $302,300	$777,005
2024	$7,463.00 (+1.04%)	$710,100 (+8.64%) Land $442,600 Building $267,500
2023	$7,386.00	$653,600 Land $419,900 Building $233,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092091003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1979–2014)
Most Recent Claim	Dec 2014, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 240 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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