3 Meadows Dr, Altamont, IL 62411 Property Records

Effingham County property record for 3 Meadows Dr, Altamont, IL 62411

Property Summary

Property Type	Single Family Home
Details	1 bd · 3,128 sqft · built 1963
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Nov 2025)
Tax Bill	$5,359 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-17-013-019`

Property Details

APN / Parcel Number

Primary APN	`09-17-013-019`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	3,128 sqft Base Area
1st Floor Area	3,128 sqft
Basement Area	1,784 sqft
Unfinished Basement	1,784 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Masonry / Concrete Block
Lot Area	26,136 sqft (0.6 acres)
Garage Area	1,779 sqft
Parking Spaces	6 Parking Spaces

Location & Zoning

Street Address	3 MEADOWS DR
City	ALTAMONT
State	IL
Zip	62411-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 25 & 26 & W 26FT LOT 24 EAST MEADOW'S ADD 25004073 3339/315 3241/306 1771/274 650/107
Legal Subdivision	EAST MEADOW'S ADD
Legal Lot Number	25-24
Jurisdiction	EFFINGHAM IL
Township / Civil Division	MOUND
Census Block Group	2
Census Block	2026
Census Tract	950300

Owner

3 Meadows Dr is owned and occupied by two individuals who bought it in November 2025.

Source: Effingham County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	302 S 3RD ST, ALTAMONT, IL 62411-1108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Nov 12, 2025	Deed, Transfer · Conventional Mortgage DIETERICH BANK NA
Oct 12, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on File
Deed Sale	Nov 12, 2025 · Amount on File
Deed Document Number	20254073
Prior Transfer Date	Feb 7, 2017
Prior Transfer Doc	003339/315
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Recording Date	Jun 24, 2026
Property Address	3 MEADOWS DR, ALTAMONT, IL 62411-1624
Document Number	0000002275
Instrument Date	Jun 18, 2026
Instrument	20262275
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3 MEADOWS DR, ALTAMONT, IL 62411-1624

Mortgage

Document Number	0000002275,
Date	Jun 24, 2026
Instrument	20262275

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 23, 2036

Interest

Rate Type	Adjustable Rate
Rate	8%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Nov 12, 2025
Property Address	3 MEADOWS DR, ALTAMONT, IL 62411-1624
Document Number	202525004073
Instrument Date	Nov 7, 2025
Instrument	202525004073
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	THE TITLE CENTER/FL, THE TITLE CENTER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 S 3RD ST, ALTAMONT, IL 62411-1108

Mortgage

Document Number	202525004074
Date	Nov 12, 2025
Instrument	202525004074

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.87%

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Oct 12, 2017
Property Address	3 MEADOWS DR, ALTAMONT, IL 62411-1624
Document Number	003339/315
Book / Page	3339 / 315
Instrument Date	Feb 7, 2017
Instrument	201701704791
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2104 BELMONT PARK LN, 2104, CHAMPAIGN, IL 61822-9487

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2104 BELMONT PARK LN, CHAMPAIGN, IL 61822-9487

Tax Assessment & Valuation

The 2025 property tax bill for 3 Meadows Dr was $5,359 with a homeowner's exemption, up 97.9% from the year before.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Altamont City
County	Effingham County
County Subdivision	Mound Township
Unified School District	Altamont Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,359.00 (+97.9%) Homeowner's exemption Senior Citizen's exemption	$85,070 (+10.01%) Land $12,180 Building $72,890	$255,210 (+10.01%) Land $36,540 Building $218,670
2024	$2,708.00 Homeowner's exemption Senior Citizen's exemption	$77,330 Land $11,070 Building $66,260	$231,990 Land $33,210 Building $198,780
2022	$2,791.00 Homeowner's exemption Senior Citizen's exemption	$63,920 Land $9,150 Building $54,770	$191,760 Land $27,450 Building $164,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3 Meadows Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Meadows Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTAMONT serves 2,610 people · EPA ID IL0490050
Water Source	Surface water
Last State Inspection	Aug 2023
Also Mapped Here	EJ WATER COOPERATIVE
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Wisper ISP.

Nearby Properties on Meadows Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures