104 Meadows Dr, Altamont, IL 62411 Property Records

Effingham County property record for 104 Meadows Dr, Altamont, IL 62411

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,056 sqft · built 1973
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$231,000 (Jan 2026)
Tax Bill	$2,130 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-17-013-052`

Property Details

APN / Parcel Number

Primary APN	`09-17-013-052`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,056 sqft Base Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	104 MEADOWS DR
City	ALTAMONT
State	IL
Zip	62411-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 20FT LOT 68 & S 90FT LOT 69 EAST MEADOWS ADD 3836/209 2974/272 1355/88
Legal Subdivision	EAST MEADOWS ADDITION
Legal Lot Number	68-69
Jurisdiction	EFFINGHAM IL
Township / Civil Division	MOUND
Census Block Group	2
Census Block	2022
Census Tract	950300

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1308 W EDWARDS ST, 2, VANDALIA, IL 62471-2506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Warranty Deed, Transfer · Conventional Mortgage THE FNB COMMUNITY BANK
Jan 20, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED FIDELITY BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2026 · Amount on Record
Deed Sale	Jan 5, 2026 · Amount on Record
Prior Sale	Aug 16, 2013 · Amount on Record
Deed Document Number	202651
Prior Transfer Date	Jun 17, 2022
Prior Transfer Doc	003836/209
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jan 5, 2026
Property Address	104 MEADOWS DR, ALTAMONT, IL 62411-1613
Document Number	202626000051
Map Reference	MB 7 PG 28
Instrument Date	Dec 30, 2025
Instrument	202626000051
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$77.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 MEADOWS DR, ALTAMONT, IL 62411-1613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 MEADOWS DR, ALTAMONT, IL 62411-1613

Mortgage

Document Number	202626000052
Date	Jan 5, 2026
Instrument	202626000052

Lender

Name	THE FNB COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate	6.12%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Jan 20, 2023
Property Address	104 MEADOWS DR, ALTAMONT, IL 62411-1613
Document Number	003836/209
Book / Page	3836 / 209
Map Reference	MB 7 PG 28
Instrument Date	Jun 17, 2022
Instrument	202323000227
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 MEADOWS DR, ALTAMONT, IL 62411-1613
Investor	Possibly a Property Investor

Mortgage

Document Number	202323000228
Date	Jan 20, 2023
Instrument	202323000228

Lender

Name	UNITED FIDELITY BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Altamont City
County	Effingham County
County Subdivision	Mound Township
Unified School District	Altamont Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,130.00 (+10.88%) Homeowner's exemption	$37,430 (+9.99%) Land $6,150 Building $31,280	$112,290 (+9.99%) Land $18,450 Building $93,840
2024	$1,921.00 (+37.12%) Homeowner's exemption	$34,030 (+21.02%) Land $5,590 Building $28,440	$102,090 (+21.02%) Land $16,770 Building $85,320
2022	$1,401.00 Homeowner's exemption	$28,120 Land $4,620 Building $23,500	$84,360 Land $13,860 Building $70,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTAMONT serves 2,610 people · EPA ID IL0490050
Water Source	Surface water
Last State Inspection	Aug 2023
Also Mapped Here	EJ WATER COOPERATIVE
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Wisper ISP.

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