3 Matthew St, Johnstown, NY 12095 Property Records

Fulton County and Johnstown City property record for 3 Matthew St, Johnstown, NY 12095

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,888 sqft · built 1880
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on File
Last Sale$92,000 (Nov 2021)
Tax Bill$2,176 (2026)
Deeds & MortgagesNov 2021 Sale & Mortgage
APN170800 162.16-1-10

Property Details

APN / Parcel Number

Primary APN170800 162.16-1-10
Alternative APN
  • 080016201600010100000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,888 sqft Living Area
1st Floor Area976 sqft
2nd Floor Area912 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1965
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions102 ft deep x 60 ft wide
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area198 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3 MATTHEW ST
CityJOHNSTOWN
StateNY
Zip12095-1228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeI4
Legal Block1
Legal Lot Number10.000
JurisdictionFULTON NY
Township / Civil DivisionJOHNSTOWN
Census Block Group1
Census Block1018
Census Tract971200

Owner

3 Matthew St is owned by a company that bought it in November 2021.

Source: Fulton County and Johnstown City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address3 MATTHEW ST, JOHNSTOWN, NY 12095-1228
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2021 · Amount on File
Deed SaleNov 16, 2021 · Amount on File
Deed Document Number202171228
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFULTON NY
Recording DateNov 16, 2021
Property Address3 MATTHEW ST, JOHNSTOWN, NY 12095-1228
Document Number202171228
Instrument DateNov 3, 2021
Instrument2021-71228
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanyMISC COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address900 N BUSH RD, JOHNSTOWN, NY 12095-4730

Mortgage

Document Number202171229
DateNov 16, 2021
Instrument2021-71229
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3 Matthew St was $2,176, down 31.5% from the year before.

Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyFulton County
MunicipalityJohnstown City
Unified School DistrictJohnstown City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,176.00 (-31.49%)
2025$3,176.00$69,000 Land $10,500 Building $58,500$111,290 Land $16,935 Building $94,355
2023$69,000 Land $10,500 Building $58,500$92,000 Land $14,000 Building $78,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3 Matthew St; 6 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Matthew St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOHNSTOWN (C) WATER WORKS
serves 8,154 people · EPA ID NY1700019
Water SourceSurface water
Last State InspectionNov 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Matthew St

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