Fulton County and Johnstown City property record for 10 Matthew St, Johnstown, NY 12095
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 1,900 sqft · built 1930 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $117,451 (Sep 2023) |
| Tax Bill | $3,816 (2026) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Apr 2018 Sale |
| APN | 170800 162.16-5-9 |
| Primary APN | 170800 162.16-5-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,900 sqft Living Area |
| 1st Floor Area | 760 sqft |
| 2nd Floor Area | 760 sqft |
| Upper Floors Area | 380 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 80 ft deep x 40 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10 MATTHEW ST |
|---|---|
| City | JOHNSTOWN |
| State | NY |
| Zip | 12095-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 5 |
| Legal Lot Number | 9.000 |
| Jurisdiction | FULTON NY |
| Township / Civil Division | JOHNSTOWN |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 971300 |
10 Matthew St is owned by an individual who bought it in September 2023.
Source: Fulton County and Johnstown City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 100 E STATE ST, 1, JOHNSTOWN, NY 12095-2652 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2023 | Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA |
| Apr 23, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2023 · Amount on File |
| Deed Sale | Sep 21, 2023 · Amount on File |
| Prior Sale | Apr 23, 2018 · Amount on File |
| Deed Document Number | 202382953 |
| Prior Transfer Date | Aug 12, 2009 |
| Prior Transfer Doc | 0000001130/000000028 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FULTON NY |
| Recording Date | Sep 21, 2023 |
| Property Address | 10 MATTHEW ST, JOHNSTOWN, NY 12095-1225 |
| Document Number | 0202382953 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 2023-82953 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 E STATE ST # 1, 1, JOHNSTOWN, NY 12095-2650 |
| Document Number | 0202382954 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 2023-82954 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0202382955 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 2023-82955 |
| Name | FEDERAL HM LN BK NY |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | FULTON NY |
| Recording Date | Apr 23, 2018 |
| Property Address | 10 MATTHEW ST, JOHNSTOWN, NY 12095-1225 |
| Document Number | 2018/49758 |
| Book / Page | 2018 / 49758 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37 BARTLETT ST, AMSTERDAM, NY 12010-5009 |
The 2026 property tax bill for 10 Matthew St was $3,816, down 31.5% from the year before.
Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Fulton County |
| Municipality | Johnstown City |
| Unified School District | Johnstown City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,816.00 (-31.48%) | ||
| 2025 | $5,569.00 | $121,000 Land $5,300 Building $115,700 | $195,161 Land $8,548 Building $186,613 |
| 2023 | $121,000 (-) Land $5,300 Building $115,700 | $161,333 (+12%) Land $7,067 Building $154,266 | |
| 2022 | $121,000 Land $5,300 Building $115,700 | $144,048 Land $6,310 Building $137,738 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 10 Matthew St; there have been 9 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 9 (1996–2022) |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Matthew St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTOWN (C) WATER WORKS serves 8,154 people · EPA ID NY1700019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
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