Albany County and Colonie Town property record for 3 Mather Ave, Schenectady, NY 12304 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 884 sqft · built 1943 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (May 2026) |
| Tax Bill | $4,106 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 17.3-1-12 |
| Primary APN | 012689 17.3-1-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 884 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Game Room | Game Room |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 308 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01700300010120000000 |
|---|---|
| Street Address | 3 MATHER AVE |
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1-3-PT/5 N-15 E-MATHER AV S-7-36 |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 13803 |
Source: Albany County and Colonie Town records · APN 012689 17.3-1-12
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1726 LENOX RD, SCHENECTADY, NY 12308-2033 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOUSING TRUST FUND |
| May 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage BAY VIEW FEDERAL CREDIT UNION |
| Oct 05, 2022 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on Record |
| Deed Sale | May 11, 2026 · Amount on Record |
| Prior Sale | Oct 05, 2022 · Amount on Record |
| Deed Document Number | 20268943 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jun 25, 2026 |
| Property Address | 3 MATHER AVE, SCHENECTADY, NY 12304-2512 |
| Document Number | 0000011915 |
| Instrument Date | May 08, 2026 |
| Instrument | 202611915 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3 MATHER AVE, SCHENECTADY, NY 12304-2512 |
| Document Number | 0000011915, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 202611915 |
| Name | HOUSING TRUST FUND |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | May 11, 2026 |
| Property Address | 3 MATHER AVE, SCHENECTADY, NY 12304-2512 |
| Document Number | 0000008943 |
| Instrument Date | May 08, 2026 |
| Instrument | 20268943 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $98,980.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1726 LENOX RD, SCHENECTADY, NY 12308-2033 |
| Document Number | 0000008944, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 20268944 |
| Name | BAY VIEW FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000000945, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 20268945 |
| Name | BAY VIEW FEDERAL CREDIT UNION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3 MATHER AVE, SCHENECTADY, NY 12304-2512 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 177 FRANZEN RD, RICHMONDVILLE, NY 12149-1902 |
| Document Number | 0000003291 |
|---|---|
| Date | Oct 05, 2022 |
| Instrument | R2022-23291 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2052 |
Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,106.00 (+14.69%) | $81,400 (-) Land $20,300 Building $61,100 | $186,300 (+16.73%) Land $46,461 Building $139,839 |
| 2023 | $81,400 (-) Land $20,300 Building $61,100 | $159,600 (+9.31%) Land $39,802 Building $119,798 | |
| 2022 | $81,400 Land $20,300 Building $61,100 | $146,009 Land $36,413 Building $109,596 | |
| 2021 | $3,580.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010138032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Mar 2024, other causes |
| Wildfire Risk | Low above 4% of the US · above 5% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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