3 Marble Rd, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 3 Marble Rd, Spencer, MA 01562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,189 sqft · built 1997
Lot Size	2.34 acres (102,253 sqft)
Owner	Individual Name on File
Last Sale	$239,900 (Feb 2017)
Tax Bill	$4,931 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00R14 B:00004 L:00006`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00R14 B:00004 L:00006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,189 sqft Living Area
Gross Area	2,483 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	102,253 sqft (2.34 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	3 MARBLE RD
City	SPENCER
State	MA
Zip	01562-2829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	4
Legal Lot Number	6
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3004
Census Tract	726100

Owner

3 Marble Rd is owned and occupied by an individual who bought it in February 2017.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3 MARBLE RD, SPENCER, MA 01562-2829
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FEDERAL CREDIT UNION
Feb 14, 2017	Quit Claim Deed, Transfer MORTGAGE FNCL SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2017 · Amount on File
Deed Sale	Feb 14, 2017 · Amount on File
Prior Sale	Jun 4, 1996 · Amount on File
Deed Document Number	201716369
Deed Book / Page	56742 / 62
Transfer Doc	0056742-62
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Recording Date	Jun 16, 2026
Property Address	3 MARBLE RD, SPENCER, MA 01562-2829
Document Number	0000048630
Book / Page	73725 / 125
Instrument Date	Jun 11, 2026
Instrument	202648630
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MARBLE RD, SPENCER, MA 01562-2829

Mortgage

Document Number	0000048630,
Date	Jun 16, 2026
Book Page	73725/125
Instrument	202648630

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Jul 1, 2066

Interest

Rate	6.36%
Max Rate	-1%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Feb 14, 2017
Property Address	3 MARBLE RD, SPENCER, MA 01562-2829
Document Number	56742-62
Book / Page	56742 / 62
Instrument	16369
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.89
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MARBLE RD, SPENCER, MA 01562-2829

Mortgage

Document Number	567420065
Date	Feb 14, 2017
Instrument	56742/0065

Lender

Name	MORTGAGE FNCL SVCS INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3 Marble Rd was $4,931, up 10,172.9% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,931.00 (+10,172.92%)	$449,100 (+8.06%) Land $68,200 Building $380,900	$459,920 (+19.6%)
2025	$48.00 (-98.94%)	$415,600 (+5.22%) Land $59,800 Building $355,800	$384,560
2024	$4,519.00 (+6.05%)	$395,000 (+11.8%) Land $59,800 Building $335,200
2023	$4,261.00	$353,300 Land $59,800 Building $293,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Marble Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Marble Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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