11 Marble Rd, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 11 Marble Rd, Spencer, MA 01562

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,570 sqft · built 1987
Lot Size	2.53 acres (110,530 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Nov 2018)
Tax Bill	$6,188 (2026)
Deeds & Mortgages	Jul 2020 Refinance Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00R14 B:00004 L:00002`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00R14 B:00004 L:00002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,570 sqft Living Area
Gross Area	6,468 sqft
Basement Area	1,352 sqft
Unfinished Basement	1,352 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	110,530 sqft (2.53 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11 MARBLE RD
City	SPENCER
State	MA
Zip	01562-2829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	4
Legal Lot Number	2
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3004
Census Tract	726100

Owner

11 Marble Rd is owned and occupied by an individual who bought it in November 2018.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	11 MARBLE RD, SPENCER, MA 01562-2829
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PRIME LENDING INC
Nov 1, 2018	Quit Claim Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2018 · Amount on File
Deed Sale	Nov 1, 2018 · Amount on File
Deed Book / Page	59634 / 118
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	11 MARBLE RD, SPENCER, MA 01562-2829
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62834-300
Date	Jul 20, 2020
Book Page	62834/300
Instrument	78259

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Nov 1, 2018
Property Address	11 MARBLE RD, SPENCER, MA 01562-2829
Document Number	59634-118
Book / Page	059634 / 000118
Instrument Date	Oct 22, 2018
Instrument	116527
Transaction Type	Transfer
Record Updated	Nov 22, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,618.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 MARBLE RD SPENCER MA 015622829, SPENCER, MA 01562-2829

Mortgage

Document Number	59634-121
Date	Nov 1, 2018
Book Page	059634/000121
Instrument	116528

Lender

Name	PRIME LNDG

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 11 Marble Rd was $6,188, up 10,044.3% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,188.00 (+10,044.26%)	$563,600 (+7.31%) Land $68,600 Building $495,000	$604,818 (+12.78%)
2025	$61.00 (-98.98%)	$525,200 (+0.1%) Land $54,600 Building $470,600	$536,275
2024	$6,003.00 (+4.65%)	$524,700 (+10.32%) Land $54,600 Building $470,100
2023	$5,736.00	$475,600 Land $54,600 Building $421,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Marble Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Marble Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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