3 Mallard Ln, Duluth, MN 55811 Property Records

St. Louis County property record for 3 Mallard Ln, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,534 sqft · built 2015
Lot Size	0.38 acres (16,588 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Jul 2020)
Tax Bill	$8,948 (2026)
Deeds & Mortgages	Jul 2020 Sale Sep 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`010-0606-00990`

Property Details

APN / Parcel Number

Primary APN	`010-0606-00990`
Alternative APN	`1093183`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,534 sqft Gross Area
1st Floor Area	1,534 sqft
Basement Area	1,167 sqft
Finished Basement	1,167 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Lot Area	16,588 sqft (0.38 acres)
Garage Area	1,685 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	40 sqft
Deck Area	216 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1093183
Street Address	3 MALLARD LN
City	DULUTH
State	MN
Zip	55811-4574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 13 SERIAL #
Legal Subdivision	COFFEE CREEK
Legal Block	13
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3014
Census Tract	301

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 MALLARD LN, DULUTH, MN 55811-4574
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Warranty Deed, Transfer NORTH SHORE TITLE
Sep 25, 2017	Loan Modification, Mortgage REPUBLIC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Prior Sale	Mar 24, 2016 · Amount on Record
Deed Document Number	20201026446
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 24, 2020
Property Address	3 MALLARD LN, DULUTH, MN 55811-4574
Document Number	00T1026446
Instrument Date	Jul 15, 2020
Instrument	T1026446
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$1,370.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 MALLARD LN DULUTH MN 558114574, DULUTH, MN 55811-4574

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	3 MALLARD LN, DULUTH, MN 55811-4574
Document Number	000T990747
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 MALLARD LN DULUTH MN 558114574, DULUTH, MN 55811-4574

Mortgage

Document Number	000T990747
Date	Oct 10, 2017
Instrument	T990747

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 9, 2022

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,948.00 (+3.02%) Homeowner's exemption
2025		$684,000 (+12.15%) Land $65,800 Building $618,200	$684,000 (+12.15%) Land $65,800 Building $618,200
2024	$8,686.00	$609,900 (+27.78%) Land $71,500 Building $538,400	$609,900 (+27.78%) Land $71,500 Building $538,400
2022		$477,300 Land $62,300 Building $415,000	$477,300 Land $62,300 Building $415,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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