20 Mallard Ln, Duluth, MN 55811 Property Records

St. Louis County property record for 20 Mallard Ln, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,830 sqft · built 2015
Lot Size	0.359 acres (15,642 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Jul 2024)
Tax Bill	$5,360 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-0606-00930`

Property Details

APN / Parcel Number

Primary APN	`010-0606-00930`
Alternative APNs	`1168567` `985923`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,830 sqft Gross Area
1st Floor Area	1,830 sqft
Basement Area	1,464 sqft
Finished Basement	1,464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	15,642 sqft (0.359 acres)
Garage Area	888 sqft
Porch	Slab
Porch Area	256 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1168567
Street Address	20 MALLARD LN
City	DULUTH
State	MN
Zip	55811-4574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLOCK 12 SERIAL #
Legal Subdivision	COFFEE CREEK
Legal Block	12
Legal Lot Number	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3014
Census Tract	301

Owner

20 Mallard Ln is owned and occupied by an individual who bought it in July 2024.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	20 MALLARD LN, DULUTH, MN 55811-4574
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CLASS MTG
Jul 12, 2019	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2024 · Amount on File
Deed Sale	Jul 17, 2024 · Amount on File
Prior Sale	Mar 24, 2015 · Amount on File
Deed Document Number	20241081128
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	20 MALLARD LN, DULUTH, MN 55811-4574
Document Number	00T1028184
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	20 MALLARD LN DULUTH MN 558114574, DULUTH, MN 55811-4574

Mortgage

Document Number	00T1028184
Date	Aug 31, 2020
Instrument	T1028184

Lender

Name	FIRST CLASS MTG
Type	Mortgage Company
Address	MAPLE GROVE, MN 55369

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	20 MALLARD LN, DULUTH, MN 55811-4574
Document Number	00T1012873
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 MALLARD LN DULUTH MN 558114574, DULUTH, MN 55811-4574

Mortgage

Document Number	00T1012873
Date	Jul 25, 2019
Instrument	T1012873

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 24, 2024

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

The 2026 property tax bill for 20 Mallard Ln was $5,360 with a homeowner's exemption, up 3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,360.00 (+3.04%) Homeowner's exemption
2025	$5,202.00 (-31.39%) Homeowner's exemption	$748,700 (+10.23%) Land $59,500 Building $689,200	$748,700 (+10.23%) Land $59,500 Building $689,200
2024	$7,582.00	$679,200 Land $64,500 Building $614,700	$679,200 Land $64,500 Building $614,700
2022		$530,000 Land $56,300 Building $473,700	$530,000 Land $56,300 Building $473,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Mallard Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Mallard Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

Nearby Properties on Mallard Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures