Sussex County and Stanhope Borough property record for 3 Main St, Stanhope, NJ 07874
| Property Type | Single Family Home |
|---|---|
| Details | 1,773 sqft · built 1880 |
| Lot Size | 0.178 acres (7,749 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,511 (2025) |
| Deeds & Mortgages | Nov 2024 Line of Credit Jan 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-11208-0000-00003 |
| Primary APN | 19-11208-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,773 sqft Living Area |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Construction Type | Frame |
| Lot Area | 7,749 sqft (0.178 acres) |
| Lot Dimensions | 149 ft deep x 52 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 3 MAIN ST |
|---|---|
| City | STANHOPE |
| State | NJ |
| Zip | 07874-2625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HVR |
| Legal Block | 11208 |
| Legal Lot Number | 3 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | STANHOPE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 374600 |
Source: Sussex County and Stanhope Borough records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 MAIN ST, STANHOPE, NJ 07874-2625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 8, 2024 | Deed of Trust, Mortgage · Line of Credit POLICE & FIRE FCU |
| Jan 20, 2026 | Intrafamily Transfer, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Apr 24, 2023 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 30, 2021 | Intrafamily Transfer, Transfer |
| Jan 25, 2020 | Deed of Trust, Mortgage · Line of Credit FIGURE LNDG LLC |
| May 24, 2018 | Grant Deed, Transfer · Conventional Mortgage SEAN KELLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2026 |
| Deed Sale | Jan 20, 2026 |
| Prior Sale | Apr 24, 2023 · Amount on Record |
| Deed Document Number | 20261130 |
| Deed Book / Page | 10431 / 1557 |
| Prior Transfer Date | Oct 6, 2025 |
| Prior Transfer Doc | 0104311557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 3 MAIN ST, STANHOPE, NJ 07874-2625 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | MAX TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0103460647 |
|---|---|
| Date | Nov 8, 2024 |
| Book Page | 10346/647 |
| Instrument | 2024019338 |
| Name | POLICE & FIRE FCU |
|---|---|
| Type | Credit Union |
| Address | BENSALEM, PA 19020 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Sep 27, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Jan 20, 2026 |
| Property Address | 3 MAIN ST, STANHOPE, NJ 07874-2625 |
| Document Number | 0104311557 |
| Book / Page | 10431 / 1557 |
| Instrument Date | Oct 6, 2025 |
| Instrument | 2026001130 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 MAIN ST, STANHOPE, NJ 07874-2625 |
| Name | Verified Name |
|---|---|
| Address | 3 MAIN ST, STANHOPE, NJ 07874-2625 |
| Investor | Possibly a Property Investor |
| Document Number | 2026001131 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 2026001131 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Apr 24, 2023 |
| Property Address | 3 MAIN ST, STANHOPE, NJ 07874-2625 |
| Document Number | 0102430001 |
| Book / Page | 10243 / 1 |
| Instrument Date | Apr 17, 2023 |
| Instrument | 2023007165 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | MAX TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,802.20 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 1B HELEN WAY, NETCONG, NJ 07857-1506 |
| Name | Verified Name |
|---|---|
| Address | 3 MAIN ST, STANHOPE, NJ 07874-2625 |
| Investor | Possibly a Property Investor |
| Document Number | 2023007166 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 2023007166 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Sep 30, 2021 |
| Property Address | 3 MAIN ST, STANHOPE, NJ 07874-2625 |
| Document Number | 0036070744 |
| Book / Page | 3607 / 744 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 20210930010307030 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 MAIN ST, STANHOPE, NJ 07874-2625 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 3 MAIN ST, STANHOPE, NJ 07874-2625 |
| Document Number | 0097820643 |
| Instrument Date | Jan 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 MAIN ST STANHOPE NJ 078742625, STANHOPE, NJ 07874-2625 |
| Document Number | 0097820643 |
|---|---|
| Date | Feb 5, 2020 |
| Book Page | 009782/000643 |
| Instrument | 29650 |
| Name | FIGURE LNDG LLC |
|---|---|
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 4, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | May 24, 2018 |
| Property Address | 3 MAIN ST, STANHOPE, NJ 07874-2625 |
| Document Number | 0034770396 |
| Book / Page | 003477 / 000396 |
| Instrument Date | May 3, 2018 |
| Instrument | 106780 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2018 |
| Title Company | ALL AHEAD TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 MAIN ST STANHOPE NJ 078742625, STANHOPE, NJ 07874-2625 |
| Document Number | 96050855 |
|---|---|
| Date | May 24, 2018 |
| Book Page | 009605/000855 |
| Instrument | 106790 |
| Name | SEAN KELLY |
|---|---|
| Address | 3 LAKE ST, STANHOPE, NJ 07874-2902 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 23, 2028 |
| Rate | 6% |
|---|
Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| Municipality | Stanhope Borough |
| Secondary School District | Lenape Valley Regional School District (09 - 12) |
| Elementary School District | Stanhope Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $463,900 (+127.29%) Land $145,900 Building $318,000 | $463,900 (+127.29%) Land $145,900 Building $318,000 | |
| 2025 | $9,511.00 (+3.23%) | $204,100 (-) Land $56,000 Building $148,100 | $204,100 (-) Land $56,000 Building $148,100 |
| 2024 | $9,213.00 (+4.4%) | ||
| 2023 | $204,100 Land $56,000 Building $148,100 | $204,100 Land $56,000 Building $148,100 | |
| 2022 | $8,825.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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