3 Main St, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 3 Main St, Stanhope, NJ 07874

Property Summary

Property TypeSingle Family Home
Details1,773 sqft · built 1880
Lot Size0.178 acres (7,749 sqft)
Owner2 Individual Names on Record
Tax Bill$9,511 (2025)
Deeds & MortgagesNov 2024 Line of Credit
Jan 2026 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN19-11208-0000-00003

Property Details

APN / Parcel Number

Primary APN19-11208-0000-00003
Alternative APN
  • 191120800003

Interior

Stories2 Stories
Building Area1,773 sqft Living Area

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Construction TypeFrame
Lot Area7,749 sqft (0.178 acres)
Lot Dimensions149 ft deep x 52 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address3 MAIN ST
CitySTANHOPE
StateNJ
Zip07874-2625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHVR
Legal Block11208
Legal Lot Number3
JurisdictionSUSSEX NJ
Township / Civil DivisionSTANHOPE
Census Block Group1
Census Block1015
Census Tract374600

Owner

Source: Sussex County and Stanhope Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 MAIN ST, STANHOPE, NJ 07874-2625
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2024Deed of Trust, Mortgage · Line of Credit
POLICE & FIRE FCU
Jan 20, 2026Intrafamily Transfer, Transfer · FHA Mortgage
NEW AMERICAN FUNDING
Apr 24, 2023Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Sep 30, 2021Intrafamily Transfer, Transfer
Jan 25, 2020Deed of Trust, Mortgage · Line of Credit
FIGURE LNDG LLC
May 24, 2018Grant Deed, Transfer · Conventional Mortgage
SEAN KELLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2026
Deed SaleJan 20, 2026
Prior SaleApr 24, 2023 · Amount on Record
Deed Document Number20261130
Deed Book / Page10431 / 1557
Prior Transfer DateOct 6, 2025
Prior Transfer Doc0104311557
Record UpdatedOct 29, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUSSEX NJ
Property Address3 MAIN ST, STANHOPE, NJ 07874-2625
Transaction TypeMortgage
Record UpdatedJun 30, 2026
Title CompanyMAX TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0103460647
DateNov 8, 2024
Book Page10346/647
Instrument2024019338
Lender
NamePOLICE & FIRE FCU
TypeCredit Union
AddressBENSALEM, PA 19020
Agreement
TypeLine of Credit
AmountAmount Recorded
Term238 Months
DueSep 27, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSUSSEX NJ
Recording DateJan 20, 2026
Property Address3 MAIN ST, STANHOPE, NJ 07874-2625
Document Number0104311557
Book / Page10431 / 1557
Instrument DateOct 6, 2025
Instrument2026001130
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanySECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3 MAIN ST, STANHOPE, NJ 07874-2625

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 MAIN ST, STANHOPE, NJ 07874-2625
InvestorPossibly a Property Investor

Mortgage

Document Number2026001131
DateJan 20, 2026
Instrument2026001131
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueNov 1, 2055

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionSUSSEX NJ
Recording DateApr 24, 2023
Property Address3 MAIN ST, STANHOPE, NJ 07874-2625
Document Number0102430001
Book / Page10243 / 1
Instrument DateApr 17, 2023
Instrument2023007165
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyMAX TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,802.20
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address1B HELEN WAY, NETCONG, NJ 07857-1506

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 MAIN ST, STANHOPE, NJ 07874-2625
InvestorPossibly a Property Investor

Mortgage

Document Number2023007166
DateApr 24, 2023
Instrument2023007166
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSUSSEX NJ
Recording DateSep 30, 2021
Property Address3 MAIN ST, STANHOPE, NJ 07874-2625
Document Number0036070744
Book / Page3607 / 744
Instrument DateAug 25, 2021
Instrument20210930010307030
Transaction TypeTransfer
Record UpdatedMay 5, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 MAIN ST, STANHOPE, NJ 07874-2625
InvestorPossibly a Property Investor

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUSSEX NJ
Property Address3 MAIN ST, STANHOPE, NJ 07874-2625
Document Number0097820643
Instrument DateJan 25, 2020
Transaction TypeMortgage
Record UpdatedFeb 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 MAIN ST STANHOPE NJ 078742625, STANHOPE, NJ 07874-2625

Mortgage

Document Number0097820643
DateFeb 5, 2020
Book Page009782/000643
Instrument29650
Lender
NameFIGURE LNDG LLC
AddressSAN FRANCISCO, CA 94108
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 4, 2050
Interest
Rate TypeAdjustable Rate

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUSSEX NJ
Recording DateMay 24, 2018
Property Address3 MAIN ST, STANHOPE, NJ 07874-2625
Document Number0034770396
Book / Page003477 / 000396
Instrument DateMay 3, 2018
Instrument106780
Transaction TypeTransfer
Record UpdatedJun 27, 2018
Title CompanyALL AHEAD TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$190.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 MAIN ST STANHOPE NJ 078742625, STANHOPE, NJ 07874-2625

Mortgage

Document Number96050855
DateMay 24, 2018
Book Page009605/000855
Instrument106790
Lender
NameSEAN KELLY
Address3 LAKE ST, STANHOPE, NJ 07874-2902
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 23, 2028
Interest
Rate6%

Tax Assessment & Valuation

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySussex County
MunicipalityStanhope Borough
Secondary School DistrictLenape Valley Regional School District (09 - 12)
Elementary School DistrictStanhope Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$463,900 (+127.29%) Land $145,900 Building $318,000$463,900 (+127.29%) Land $145,900 Building $318,000
2025$9,511.00 (+3.23%)$204,100 (-) Land $56,000 Building $148,100$204,100 (-) Land $56,000 Building $148,100
2024$9,213.00 (+4.4%)
2023$204,100 Land $56,000 Building $148,100$204,100 Land $56,000 Building $148,100
2022$8,825.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANHOPE W DEPT
serves 3,730 people · EPA ID NJ1919001
Water SourceGroundwater
Last State InspectionMar 2026
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Planet Networks
Fiber
10,000 / 10,000
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number