1 Main St, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 1 Main St, Stanhope, NJ 07874

Property Summary

Property TypeSingle Family Home
Details1,926 sqft · built 1915
Lot Size0.212 acres (9,224 sqft)
Owner2 Individual Names on File
Last Sale$465,000 (Apr 2024)
Tax Bill$10,839 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-11208-0000-00002

Property Details

APN / Parcel Number

Primary APN19-11208-0000-00002
Alternative APN
  • 191120800002

Interior

Stories2 Stories
Building Area1,926 sqft Living Area

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Construction TypeFrame
Lot Area9,224 sqft (0.212 acres)

Location & Zoning

Street Address1 MAIN ST
CitySTANHOPE
StateNJ
Zip07874-2625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHVR
Legal DescriptionALSO BLK 11203 LOT 15 LAND USE 1 UNIT C3 35
Legal SubdivisionBOROUGH/STANHOPE
Legal Block11208
Legal Lot Number2
JurisdictionSUSSEX NJ
Township / Civil DivisionSTANHOPE
Census Block Group1
Census Block1015
Census Tract374600

Owner

1 Main St is owned and occupied by two individuals who bought it in April 2024.

Source: Sussex County and Stanhope Borough records, as of July 6, 2026

Owner of Record2 Individual Names on File
Mailing Address1 MAIN ST, STANHOPE, NJ 07874-2625
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2024Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 25, 2019Deed of Trust, Mortgage
UNITED WHOLESALE MTG
Nov 9, 2018Grant Deed, Transfer · Conventional with PMI
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2024 · Amount on File
Deed SaleApr 3, 2024 · Amount on File
Prior SaleNov 9, 2018 · Amount on File
Deed Document Number20245540
Deed Book / Page10305 / 75
Record UpdatedOct 29, 2026

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionSUSSEX NJ
Recording DateApr 3, 2024
Property Address1 MAIN ST, STANHOPE, NJ 07874-2625
Document Number0103050075
Book / Page10305 / 75
Instrument DateMar 11, 2024
Instrument2024005540
Transaction TypeTransfer
Record UpdatedApr 17, 2024
Title CompanyCLEAR SKIES TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,839.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address141 REVERE DR, DEPTFORD, NJ 08096-6825

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 MAIN ST, STANHOPE, NJ 07874-2625

Mortgage

Document Number2024005541
DateApr 3, 2024
Instrument2024005541
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2054

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUSSEX NJ
Property Address1 MAIN ST, STANHOPE, NJ 07874-2625
Document Number0097210402
Instrument DateJul 25, 2019
Transaction TypeMortgage
Record UpdatedAug 28, 2019
Title CompanyMAX TITLE AGENCY LLC, MAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1 MAIN ST STANHOPE NJ 078742625, STANHOPE, NJ 07874-2625

Mortgage

Document Number0097210402
DateAug 1, 2019
Book Page009721/000402
Instrument143260
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
AmountAmount on Record
Term360 Months
DueJul 31, 2049

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUSSEX NJ
Recording DateNov 9, 2018
Property Address1 MAIN ST, STANHOPE, NJ 07874-2625
Document Number0034980241
Book / Page003498 / 000241
Instrument DateOct 24, 2018
Instrument231950
Transaction TypeTransfer
Record UpdatedDec 6, 2018
Title CompanySIMPLICITY TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$303.85
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1 MAIN ST STANHOPE NJ 078742625, STANHOPE, NJ 07874-2625

Mortgage

Document Number96540202
DateNov 9, 2018
Book Page009654/000202
Instrument231960
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueNov 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1 Main St was $10,839, up 3.2% from the year before.

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySussex County
MunicipalityStanhope Borough
Secondary School DistrictLenape Valley Regional School District (09 - 12)
Elementary School DistrictStanhope Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$496,100 (+113.28%) Land $154,800 Building $341,300$496,100 (+113.28%) Land $154,800 Building $341,300
2025$10,839.00 (+3.24%)$232,600 Land $54,000 Building $178,600$232,600 Land $54,000 Building $178,600
2024$10,499.00
2023$232,600 Land $54,000 Building $178,600$232,600 Land $54,000 Building $178,600
2022$10,057.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANHOPE W DEPT
serves 3,730 people · EPA ID NJ1919001
Water SourceGroundwater
Last State InspectionMar 2026
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Planet Networks
Fiber
10,000 / 10,000
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20

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