Essex County and Peabody City property record for 3 Main St, Peabody, MA 01960
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 8 bd · 16,864 sqft · built 1890 |
| Lot Size | 0.25 acres (10,877 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,800,000 (Sep 2022) |
| Tax Bill | $25,462 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2022 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | M:0085 B:0172=X |
| Primary APN | M:0085 B:0172=X |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Units | 20 Units |
| Stories | 3 Stories |
| Building Area | 16,864 sqft Gross Area |
| Basement Area | 4,576 sqft |
| Unfinished Basement | 4,576 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 10,877 sqft (0.25 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 614 |
|---|---|
| Street Address | 3 MAIN ST |
| City | PEABODY |
| State | MA |
| Zip | 01960 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | BC |
| Legal Block | 172-X |
| Jurisdiction | PEABODY MA |
| Township / Civil Division | PEABODY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 210700 |
3 Main St, a commercial property, is owned by a company that bought it in September 2022.
Source: Essex County and Peabody City records, as of July 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2 MAIN ST, E, PEABODY, MA 01960-5552 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage EASTERN BANK |
| Sep 13, 2022 | Quit Claim Deed, Transfer |
| Mar 31, 2017 | Deed of Trust, Mortgage · Commercial Mortgage BEVERLY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2022 · Amount on File |
| Deed Sale | Sep 13, 2022 · Amount on File |
| Prior Sale | Aug 2, 2013 · Amount on File |
| Deed Book / Page | 41185 / 509 |
| Prior Transfer Date | Sep 12, 2022 |
| Prior Transfer Doc | 041185-509 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 3 MAIN ST, PEABODY, MA 01960 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043132-361 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | 43132/361 |
| Instrument | 20251216004280 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEABODY MA |
| Recording Date | Sep 13, 2022 |
| Property Address | 3 MAIN ST, PEABODY, MA 01960-5509 |
| Document Number | 041185-509 |
| Book / Page | 41185 / 509 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 176 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 MAIN ST #E # E, E, PEABODY, MA 01960-5552 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 3 MAIN ST, PEABODY, MA 01960-5509 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 035769-232 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 35769/232 |
| Instrument | 282 |
| Name | BEVERLY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3 Main St was $25,462.
Source: Essex County and Peabody City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Peabody City |
| Unified School District | Peabody School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,462.00 | $2,749,700 (+9.18%) Land $307,300 Building $2,442,400 | $3,045,985 |
| 2024 | $2,518,500 (+8.75%) Land $279,400 Building $2,239,100 | ||
| 2023 | $2,315,800 Land $232,900 Building $2,082,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 64 (1982–2021) |
| Claims Outside the SFHA | 6 of 64 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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