10 Main St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 10 Main St, Peabody, MA 01960

Property Summary

Property TypeBank, Financial Building
Details18,705 sqft · built 1880
Lot Size0.294 acres (12,798 sqft)
OwnerCompany Name on File
Last Sale$950,000 (Aug 2021)
Tax Bill$21,459 (2026)
Deeds & MortgagesApr 2022 Refinance
Aug 2021 Sale
Flood ZoneZone X (moderate risk)
APNPEAB M:0085 B:0063

Property Details

APN / Parcel Number

Primary APNPEAB M:0085 B:0063
Alternative APN
  • 549

Interior

Stories2 Stories
Building Area18,705 sqft Gross Area
Basement Area3,531 sqft
Unfinished Basement3,531 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Lot Area12,798 sqft (0.294 acres)
Garage TypeBasement
GreenhouseGreenhouse
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number549
Street Address10 MAIN ST
CityPEABODY
StateMA
Zip01960-5552
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeBC
Legal Block63
JurisdictionPEABODY MA
Township / Civil DivisionPEABODY
Census Block Group2
Census Block2008
Census Tract210800

Owner

10 Main St, a commercial property, is owned by a company that bought it in August 2021.

Source: Essex County and Peabody City records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address2 MAIN ST, E, PEABODY, MA 01960-5552
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BROOKLINE BANK
Aug 10, 2021Quit Claim Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2021 · Amount on File
Deed SaleAug 10, 2021 · Amount on File
Deed Document Number20213810
Deed Book / Page40165 / 280
Prior Transfer DateJul 29, 2021
Prior Transfer Doc40165-280
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEABODY MA
Property Address10 MAIN ST, PEABODY, MA 01960-5552
Transaction TypeMortgage
Record UpdatedMay 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040888-140
DateApr 25, 2022
Book Page40888/140
Instrument20220425003340
Lender
NameBROOKLINE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPEABODY MA
Recording DateAug 10, 2021
Property Address10 MAIN ST, PEABODY, MA 01960-5552
Document Number40165-280
Book / Page40165 / 280
Instrument DateJul 29, 2021
Instrument20210810003810
Transaction TypeTransfer
Record UpdatedAug 27, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address827 MAIN ST, WOBURN, MA 01801-1898

Tax Assessment & Valuation

The 2026 property tax bill for 10 Main St was $21,459, up 13.6% from the year before.

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityPeabody City
Unified School DistrictPeabody School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$21,459.00 (+13.58%)$1,138,400 (+14.6%) Land $364,000 Building $774,400
2025$18,894.00 (+1.01%)$993,400 (-) Land $317,900 Building $675,500
2024$18,706.00 (+1.74%)$993,400 (+6.28%) Land $289,000 Building $704,400
2023$18,386.00$934,700 Land $240,900 Building $693,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10 Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims125 (1979–2026)
Claims Outside the SFHA14 of 125
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 16 claims
  • Severe Storms And Flooding, May 2006 · 19 claims
  • Flooding, Apr 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPEABODY WATER DEPT.
serves 54,481 people · EPA ID MA3229000
Water SourceSurface water
Last State InspectionMay 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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