3 Madison St, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 3 Madison St, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,821 sqft · built 1965
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$98,750 (Dec 2017)
Tax Bill$14,446 (2024)
Deeds & MortgagesSep 2018 Refinance
Flood ZoneZone X (minimal risk)
APN473489 32.-3-12

Property Details

APN / Parcel Number

Primary APN473489 32.-3-12
Alternative APNs
  • 0800-032.00-03.00-012.000
  • 348903200000030120000000
  • 4734009099
  • S100448

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,821 sqft Living Area
Gross Area2,336 sqft
1st Floor Area1,013 sqft
2nd Floor Area808 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area10,890 sqft (0.25 acres)
View / LotSuburban
Garage TypeAttached
Garage Area515 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Account NumberS100448
Street Address3 MADISON ST
CitySMITHTOWN
StateNY
Zip11787-1003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description15-596851 TC-62 *117 LOTS 11 TO 15 INRAPALLO PARK BLK 5
Legal Block3
Legal Lot Number12
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group1
Census Block1006
Census Tract134902

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 MADISON ST, SMITHTOWN, NY 11787-1003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2017 · Amount on Record
Deed SaleDec 19, 2017 · Amount on Record
Prior SaleApr 6, 1999 · Amount on Record
Deed Document Number201717-0225256
Deed Book / Page12942 / 930
Prior Transfer DateNov 28, 2017
Prior Transfer Doc0129420930
Record UpdatedSep 20, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address3 MADISON ST, SMITHTOWN, NY 11787-1003
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0229610834
DateSep 21, 2018
Book Page22961/834
Instrument18-0177231
Lender
NameTEACHERS FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term97 Months
DueOct 1, 2026

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictKings Park Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,187 (-) Land $300 Building $5,887$773,375 (+10,774.23%) Land $37,500 Building $735,875
2024$14,446.00
2023$6,187 Land $300 Building $5,887$7,112 Land $345 Building $6,767

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1978–2021)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHTOWN WATER DISTRICT
serves 19,635 people · EPA ID NY5105656
Water SourcePurchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State InspectionDec 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

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