10 Madison St, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 10 Madison St, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Aug 2003)
Tax Bill$13,306 (2024)
Deeds & MortgagesJun 2022 Refinance
Flood ZoneZone X (minimal risk)
APN473489 32.-3-18

Property Details

APN / Parcel Number

Primary APN473489 32.-3-18
Alternative APNs
  • 0800-032.00-03.00-018.000
  • 348903200000030180000000
  • 4734009105
  • S100451

Exterior

Lot Area9,583 sqft (0.22 acres)

Location & Zoning

Account NumberS100451
Street Address10 MADISON ST
CitySMITHTOWN
StateNY
Zip11787-1056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description15-597326 TC-62 *117 PT LOTS 42 TO 46RAPALLO PK BLK 6 5 RD WI
Legal Block3
Legal Lot Number18
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group1
Census Block1006
Census Tract134902

Owner

10 Madison St is owned and occupied by two individuals who bought it in August 2003.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address10 MADISON ST, SMITHTOWN, NY 11787-1056
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2003 · Amount on File
Deed SaleAug 19, 2003 · Amount on File
Deed Book / Page12267 / 375
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address10 MADISON ST, SMITHTOWN, NY 11787-1056
Transaction TypeMortgage
Record UpdatedNov 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0234260723
DateJun 13, 2022
Book Page23426/723
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term349 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictKings Park Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,710 Land $300 Building $5,410$713,750 Land $37,500 Building $676,250
2024$13,306.00
2023$5,710 Land $300 Building $5,410$6,563 Land $345 Building $6,218

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10 Madison St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1978–2021)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Madison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHTOWN WATER DISTRICT
serves 19,635 people · EPA ID NY5105656
Water SourcePurchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State InspectionDec 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

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