Worcester County and Worcester City property record for 3 Lyman St, Worcester, MA 01603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 975 sqft · built 1896 |
| Lot Size | 0.071 acres (3,104 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $295,850 (May 2024) |
| Tax Bill | $3,340 (2026) |
| Deeds & Mortgages | Feb 2023 Mortgage Aug 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-020-00014 |
| Primary APN | 27-020-00014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 975 sqft Living Area |
| Gross Area | 1,875 sqft |
| 1st Floor Area | 570 sqft |
| Basement Area | 570 sqft |
| Unfinished Basement | 570 sqft |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1896 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,104 sqft (0.071 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|
| Account Number | 27-020-00014 |
|---|---|
| Street Address | 3 LYMAN ST |
| City | WORCESTER |
| State | MA |
| Zip | 01603-1904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Block | 20 |
| Legal Lot Number | 14 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 733101 |
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3 LYMAN ST, WORCESTER, MA 01603-1904 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 7, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) PENNYMAC LOAN SERVICES LLC |
| Aug 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 16, 2023 | Quit Claim Deed, Transfer |
| Aug 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 28, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 13, 2017 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2024 · Amount on Record |
| Deed Sale | May 17, 2024 · Amount on Record |
| Prior Sale | May 16, 2023 · Amount on Record |
| Deed Book / Page | 70526 / 261 |
| Last Transfer Date | Sep 17, 2024 |
| Transfer Doc | 0071047-53 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 3 LYMAN ST, WORCESTER, MA 01603-1904 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 068805-111 |
|---|---|
| Date | Feb 7, 2023 |
| Book Page | 68805/111 |
| Instrument | 11258 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 3 LYMAN ST, WORCESTER, MA 01603-1904 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 065843-309 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 65843/309 |
| Instrument | 114659 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | May 16, 2023 |
| Property Address | 3 LYMAN ST, WORCESTER, MA 01603-1904 |
| Document Number | 069139-241 |
| Book / Page | 69139 / 241 |
| Instrument Date | May 5, 2023 |
| Instrument | 37686 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4056 STATE ROUTE 123, FRANKLIN, OH 45005-9423 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 3 LYMAN ST, WORCESTER, MA 01603-1904 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 65843-309 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 65843/309 |
| Instrument | 114659 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 3 LYMAN ST, WORCESTER, MA 01603-1904 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63123-379 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 63123/379 |
| Instrument | 97517 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 3 LYMAN ST, WORCESTER, MA 01603-1904 |
| Document Number | 57444-92 |
| Book / Page | 057444 / 000092 |
| Instrument Date | Jul 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2017 |
| Name | Verified Name |
|---|
| Document Number | 57444-92 |
|---|---|
| Date | Jul 20, 2017 |
| Book Page | 057444/000092 |
| Instrument | 76902 |
| Name | PENNYMAC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2047 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,340.00 (+1.58%) | $251,500 (+0.88%) Land $46,300 Building $205,200 | $327,389 (+26.05%) |
| 2025 | $3,288.00 (+10.86%) | $249,300 (+20.55%) Land $46,200 Building $203,100 | $259,730 (-5.76%) |
| 2024 | $275,595 | ||
| 2023 | $2,966.00 | $206,800 Land $37,100 Building $169,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1996–2015) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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