Worcester County and Worcester City property record for 46 Lyman St, Worcester, MA 01603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,382 sqft · built 1890 |
| Lot Size | 0.106 acres (4,610 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Oct 2025) |
| Tax Bill | $3,774 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Sep 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-030-00015 |
| Primary APN | 27-030-00015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,382 sqft Living Area |
| Gross Area | 2,776 sqft |
| 1st Floor Area | 860 sqft |
| Basement Area | 860 sqft |
| Unfinished Basement | 860 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,610 sqft (0.106 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|
| Account Number | 27-030-00015 |
|---|---|
| Street Address | 46 LYMAN ST |
| City | WORCESTER |
| State | MA |
| Zip | 01603-1924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG-5 |
| Legal Block | 30 |
| Legal Lot Number | 15 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 733101 |
46 Lyman St is owned and occupied by two individuals who bought it in October 2025.
Source: Worcester County and Worcester City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 LYMAN ST, WORCESTER, MA 01603-1924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Sep 15, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on File |
| Deed Sale | Oct 10, 2025 · Amount on File |
| Deed Document Number | 202588010 |
| Deed Book / Page | 72664 / 11 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Oct 10, 2025 |
| Property Address | 46 LYMAN ST, WORCESTER, MA 01603-1924 |
| Document Number | 0072664-11 |
| Book / Page | 72664 / 11 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 88010 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 46 LYMAN ST, WORCESTER, MA 01603-1924 |
| Document Number | 0000088011 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 88011 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Sep 15, 2022 |
| Property Address | 46 LYMAN ST, WORCESTER, MA 01603-1924 |
| Document Number | 068213-256 |
| Book / Page | 68213 / 256 |
| Instrument Date | Sep 1, 2022 |
| Instrument | 101060 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 LYMAN ST, WORCESTER, MA 01603-1924 |
The 2026 property tax bill for 46 Lyman St was $3,774, up 1.5% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,774.00 (+1.53%) | $284,200 (+0.85%) Land $60,100 Building $224,100 | $399,124 (+13.03%) |
| 2025 | $3,717.00 | $281,800 Land $60,000 Building $221,800 | $353,115 (-7.01%) |
| 2024 | $379,715 | ||
| 2023 | $3,354.00 | $233,900 Land $48,200 Building $185,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Lyman St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1996–2015) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Lyman St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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