Prospect Town property record for 3 Luke St, Prospect, CT 06712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,463 sqft · built 1986 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (May 1997) |
| Tax Bill | $7,936 (2026) |
| Deeds & Mortgages | Jan 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M0190600 |
| Primary APN | M0190600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,463 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | M0190600 |
|---|---|
| Street Address | 3 LUKE ST |
| City | PROSPECT |
| State | CT |
| Zip | 06712-1428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Block | 83 |
| Legal Lot Number | 3 |
| Jurisdiction | PROSPECT CT |
| Township / Civil Division | PROSPECT |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 347100 |
Source: Prospect Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 LUKE ST, PROSPECT, CT 06712-1428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 1997 · Amount on Record |
| Deed Sale | May 16, 1997 · Amount on Record |
| Deed Book / Page | 288 / 148 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 3 LUKE ST, PROSPECT, CT 06712-1428 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000919-621 |
|---|---|
| Date | Jan 24, 2023 |
| Book Page | 919/621 |
| Instrument | 2023-73 |
| Name | ION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Feb 1, 2047 |
Source: Prospect Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Prospect Town |
| Unified School District | Regional School District 16 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,936.00 (+11.35%) | $278,740 (-) Land $103,740 Building $175,000 | $495,993 (+154.2%) |
| 2025 | $7,127.00 | $278,740 (+34.34%) Land $103,740 Building $175,000 | $195,118 Land $72,618 Building $122,500 |
| 2024 | $7,127.00 (+7.61%) | ||
| 2023 | $6,623.00 (-0.09%) | $207,490 (-) Land $103,750 Building $103,740 | |
| 2022 | $6,629.00 | $207,490 Land $103,750 Building $103,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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