Prospect Town property record for 16 Luke St, Prospect, CT 06712
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,110 sqft · built 1992 |
| Lot Size | 1.54 acres (67,082 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $218,500 (Sep 1992) |
| Tax Bill | $9,484 (2026) |
| Deeds & Mortgages | Feb 2023 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C0042200 |
| Primary APN | C0042200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,110 sqft Living Area |
| Gross Area | 3,150 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 67,082 sqft (1.54 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | C0042200 |
|---|---|
| Street Address | 16 LUKE ST |
| City | PROSPECT |
| State | CT |
| Zip | 06712-1427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Block | 83 |
| Legal Lot Number | 16 |
| Jurisdiction | PROSPECT CT |
| Township / Civil Division | PROSPECT |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 347100 |
16 Luke St is owned and occupied by two individuals who bought it in September 1992.
Source: Prospect Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 LUKE ST, PROSPECT, CT 06712-1427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 1992 · Amount on File |
| Deed Sale | Sep 15, 1992 · Amount on File |
| Deed Book / Page | 208 / 192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 16 LUKE ST, PROSPECT, CT 06712-1427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000920-117 |
|---|---|
| Date | Feb 9, 2023 |
| Book Page | 920/117 |
| Instrument | 2023-123 |
| Name | ION BANK |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Mar 1, 2028 |
The 2026 property tax bill for 16 Luke St was $9,484, up 11.3% from the year before.
Source: Prospect Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Prospect Town |
| Unified School District | Regional School District 16 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,484.00 (+11.34%) | $333,130 (-) Land $108,780 Building $224,350 | $498,460 (+113.76%) |
| 2025 | $8,518.00 | $333,130 Land $108,780 Building $224,350 | $233,191 Land $76,146 Building $157,045 |
| 2024 | $8,518.00 (+16.99%) | ||
| 2023 | $7,281.00 (-0.08%) | $228,090 (-) Land $108,760 Building $119,330 | |
| 2022 | $7,287.00 | $228,090 Land $108,760 Building $119,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Luke St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 16 Luke St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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