3 Locust Rd, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 3 Locust Rd, Poughkeepsie, NY 12603

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,393 sqft · built 1930
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Aug 2017)
Tax Bill	$9,414 (2025)
Deeds & Mortgages	Oct 2025 Refinance Oct 2020 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`134689-6261-01-212607-0000`

Property Details

APN / Parcel Number

Primary APN	`134689-6261-01-212607-0000`
Alternative APNs	`468900626100012126070000` `134689 6.261-1-212.607` `14212607`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,393 sqft Living Area
Gross Area	1,481 sqft
1st Floor Area	866 sqft
Upper Floors Area	527 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1985
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
View / Lot	Suburban
Pool Type	Above-Ground Pool
Porch	Covered Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14212607
Street Address	3 LOCUST RD
City	POUGHKEEPSIE
State	NY
Zip	12603-2545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	0.15 AC (C) 2020 0523 1092 0034
Legal Block	1
Legal Lot Number	212
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	1
Census Block	1003
Census Tract	410000

Owner

Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 LOCUST RD, POUGHKEEPSIE, NY 12603-2545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance MID HUDSON VALLEY FCU
Oct 5, 2020	Loan Modification, Mortgage · Conventional Mortgage WEICHERT FIN'L
Jul 5, 2018	Grant Deed, Transfer · Conventional Mortgage WEICHERT FIN'L
Aug 7, 2017	Grant Deed, Transfer
Aug 7, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2017 · Amount on Record
Deed Sale	Aug 7, 2017 · Amount on Record
Prior Sale	Aug 7, 2017 · Amount on Record
Deed Book / Page	22017 / 5768
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	3 LOCUST RD, POUGHKEEPSIE, NY 12603-2545
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053294
Date	Oct 3, 2025
Instrument	53294

Lender

Name	MID HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2035

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DUTCHESS NY
Property Address	3 LOCUST RD, POUGHKEEPSIE, NY 12603-2545
Document Number	0000005041
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	KENNETH PREGNO AGENCY, INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 LOCUST RD POUGHKEEPSIE NY 126032545, POUGHKEEPSIE, NY 12603-2545

Mortgage

Document Number	0000005041
Date	Oct 23, 2020
Instrument	5041

Lender

Name	WEICHERT FIN'L
Type	Funding / Finance Company
Address	MORRIS PLAINS, NJ 07950

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 22, 2040

Interest

Rate Type	Fixed Rate
Rate	2.87%

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Jul 5, 2018
Property Address	3 LOCUST RD, POUGHKEEPSIE, NY 12603-2545
Document Number	0000004684
Instrument Date	Jun 21, 2018
Instrument	4684
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	STATEWIDE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	710 WARBURTON AVE #4B YONKERS NY 107011637, 4B, YONKERS, NY 10701-1637

Mortgage

Document Number	4110
Date	Jul 5, 2018
Instrument	4110

Lender

Name	WEICHERT FIN'L
Type	Funding / Finance Company
Address	MORRIS PLAINS, NJ 07950

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2048

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Aug 7, 2017
Property Address	3 LOCUST RD, POUGHKEEPSIE, NY 12603-2545
Document Number	0000005769
Instrument Date	Jul 17, 2017
Instrument	5769
Transaction Type	Transfer
Record Updated	Nov 14, 2017

Transaction

Amount	Amount Recorded
Tax	$432.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	131 ALLEN RD SALT POINT NY 125782420, SALT POINT, NY 12578-2420

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DUTCHESS NY
Recording Date	Aug 7, 2017
Property Address	3 LOCUST RD, POUGHKEEPSIE, NY 12603-2545
Document Number	0000005768
Instrument Date	Jun 8, 2017
Instrument	5768
Transaction Type	Foreclosure
Record Updated	Nov 14, 2017

Transaction

Amount	Amount Recorded
Tax	$460.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9990 RICHMOND AVE HOUSTON TX 770424559, HOUSTON, TX 77042-4559

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
County Subdivision	Poughkeepsie Town
Unified School District	Arlington Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,414.00 (+17.38%)	$285,000 (-) Land $60,000 Building $225,000	$320,200 (+12.35%)
2023		$285,000 (+11.11%) Land $60,000 Building $225,000	$285,000 (+11.11%) Land $60,000 Building $225,000
2022		$256,500 Land $54,500 Building $202,000	$256,500 Land $54,500 Building $202,000
2020	$8,020.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Dec 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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