15 Locust Rd, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 15 Locust Rd, Poughkeepsie, NY 12603

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,964 sqft · built 1940
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Dec 2009)
Tax Bill	$11,505 (2025)
Deeds & Mortgages	Nov 2020 Sale Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`134689-6261-01-194561-0000`

Property Details

APN / Parcel Number

Primary APN	`134689-6261-01-194561-0000`
Alternative APNs	`468900626100011945610000` `134689 6.261-1-194.561` `14194561`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,964 sqft Living Area
Gross Area	2,117 sqft
1st Floor Area	1,159 sqft
2nd Floor Area	805 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
View / Lot	Suburban
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	209 sqft
Patio Area	187 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14194561
Street Address	15 LOCUST RD
City	POUGHKEEPSIE
State	NY
Zip	12603-2544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	0.23 AC(D) 1218 0350
Legal Block	1
Legal Lot Number	194
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	1
Census Block	1011
Census Tract	410000

Owner

Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 LOCUST RD, POUGHKEEPSIE, NY 12603-2544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed, Transfer
Mar 29, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2009 · Amount on Record
Deed Sale	Dec 9, 2009 · Amount on Record
Deed Book / Page	22009 / 6609
Last Transfer Date	Oct 21, 2020
Transfer Doc	0000004663
Record Updated	Oct 29, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DUTCHESS NY
Recording Date	Nov 17, 2020
Property Address	15 LOCUST RD, POUGHKEEPSIE, NY 12603-2544
Document Number	0000004663
Instrument Date	Oct 21, 2020
Instrument	4663
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	LOCUST RD, POUGHKEEPSIE, NY 12603

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	15 LOCUST RD, POUGHKEEPSIE, NY 12603-2544
Document Number	0000002522
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5 LOCUST RD POUGHKEEPSIE NY 126032545, POUGHKEEPSIE, NY 12603-2545

Mortgage

Document Number	0000002522
Date	Apr 13, 2018
Instrument	2522

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 12, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
County Subdivision	Poughkeepsie Town
Unified School District	Arlington Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,505.00 (+10.01%)	$349,000 (-) Land $65,500 Building $283,500	$392,100 (+12.35%)
2023		$349,000 (+4.02%) Land $65,500 Building $283,500	$349,000 (+4.02%) Land $65,500 Building $283,500
2022		$335,500 Land $59,500 Building $276,000	$335,500 Land $59,500 Building $276,000
2020	$10,458.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Dec 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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