3 Locust Rd, Milton, KY 40045 Property Records

Carroll County property record for 3 Locust Rd, Milton, KY 40045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,148 sqft
Lot Size	32 acres (1,393,920 sqft)
Owner	Individual Name on File
Tax Bill	$904 (2025)
Deeds & Mortgages	Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05-15`

Property Details

APN / Parcel Number

Primary APN	`05-15`
Alternative APN	`24701`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,148 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,393,920 sqft (32 acres)
Terrain	Steep
Driveway	Gravel Driveway

Exterior Amenities

Porch	Slab
Porch Area	272 sqft
Deck Area	898 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	24701
Street Address	3 LOCUST RD
City	MILTON
State	KY
Zip	40045-6081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 32 ACRES
Jurisdiction	CARROLL KY
Township / Civil Division	PRESTONVILLE
Census Block Group	1
Census Block	1029
Census Tract	950300

Owner

Source: Carroll County records · APN 05-15

Assessment roll updated November 11, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3203 HIGHWAY 36 W, MILTON, KY 40045-6033
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 31, 2020
Transfer Doc	00D216/692
Record Updated	Jun 08, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL KY
Recording Date	Sep 10, 2020
Property Address	3 LOCUST RD, MILTON, KY 40045-6081
Document Number	00D216/692
Book / Page	D216 / 692
Instrument Date	Aug 31, 2020
Instrument	99618
Transaction Type	Transfer
Record Updated	Feb 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 GEORGE CONWAY LN, 18, MILTON, KY 40045-6031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3203 HWY 369 WEST, MILTON, KY 40045

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated November 11, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carroll County
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$904.00 (+0.33%)	$85,100 (-) Land $7,100 Building $78,000	$85,100 (-) Land $7,100 Building $78,000
2023	$901.00	$85,100 Land $7,100 Building $78,000	$85,100 Land $7,100 Building $78,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 21, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	37 (1995–2025)
Claims Outside the SFHA	1 of 37
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 16 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 6 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 10 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WEST CARROLL WATER DISTRICT - MILTON serves 86 people
Water Source	Purchased groundwater from MILTON WATER & SEWER DEPARTMENT
Last State Inspection	Aug 2024
Also Mapped Here	CARROLLTON UTILITIES
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.