243 Locust Rd, Milton, KY 40045 Property Records

Carroll County property record for 243 Locust Rd, Milton, KY 40045

Property Summary

Property TypeSingle Family Home
Details2,268 sqft · built 2007
Lot Size1.77 acres (77,101 sqft)
OwnerIndividual Name on File
Tax Bill$1,188 (2023)
Deeds & MortgagesSep 2025 Transfer
Flood ZoneZone AE (high risk)
APN06-06-01

Property Details

APN / Parcel Number

Primary APN06-06-01
Alternative APNs
  • 6/6/2001
  • 54241

Interior

Stories1 Story
Building Area2,268 sqft Living Area
Basement Area1,944 sqft

Exterior

Year BuiltBuilt 2007
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area77,101 sqft (1.77 acres)
PorchPorch
Porch Area756 sqft

Location & Zoning

Account Number54241
Street Address243 LOCUST RD
CityMILTON
StateKY
Zip40045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & 1.77 ACRES
JurisdictionCARROLL KY
Township / Civil DivisionPRESTONVILLE
Census Block Group1
Census Block1039
Census Tract950300

Owner

243 Locust Rd is owned and occupied by an individual who acquired it in September 2025.

Source: Carroll County records, as of November 10, 2025

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 542, CARROLLTON, KY 41008-0542
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2025
Deed SaleSep 12, 2025
Deed Document Number236-066
Record UpdatedJun 8, 2026

September 2025: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionCARROLL KY
Recording DateSep 12, 2025
Property Address243 LOCUST RD, MILTON, KY 40045
Document Number000D236/66
Book / PageD236 / 66
Instrument DateSep 12, 2025
Instrument2215551
Transaction TypeTransfer
Record UpdatedNov 11, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCarroll County
Unified School DistrictCarroll County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Additional exemption filed$160,000 Land $10,000 Building $150,000$160,000 Land $10,000 Building $150,000
2023$1,188.00 Homeowner's exemption Additional exemption filed$160,000 Land $10,000 Building $150,000$160,000 Land $10,000 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 243 Locust Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims37 (1995–2025)
Claims Outside the SFHA1 of 37
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 16 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 6 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 243 Locust Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARROLLTON UTILITIES
serves 6,851 people · EPA ID KY0210067
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Locust Rd

Nearby Streets

Search Property Records by Address or Parcel Number