3 Locust Ave, Berlin, NJ 08009 Property Records

Camden County and Berlin Borough property record for 3 Locust Ave, Berlin, NJ 08009

Property Summary

Property TypeSingle Family Home
Details1,170 sqft · built 1940
Lot Size0.224 acres (9,749 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Jan 2020)
Tax Bill$5,906 (2025)
Deeds & MortgagesJul 2022 Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-00600-0000-00008

Property Details

APN / Parcel Number

Primary APN05-00600-0000-00008
Alternative APNs
  • 0502414000000008
  • 050060000008

Interior

Stories1 Story
Building Area1,170 sqft Living Area
1st Floor Area1,170 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeFrame
Lot Area9,749 sqft (0.224 acres)
Lot Dimensions150 ft deep x 65 ft wide

Location & Zoning

Old Parcel Number0502414000000008
Street Address3 LOCUST AVE
CityBERLIN
StateNJ
Zip08009-2005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal SubdivisionFRED CANDIDUS
Legal Block600
Legal Lot Number8
JurisdictionCAMDEN NJ
Township / Civil DivisionBERLIN
Census Block Group3
Census Block3012
Census Tract608700

Owner

Source: Camden County and Berlin Borough records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3 LOCUST AVE, BERLIN, NJ 08009-2005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 11, 2020Deed, Transfer · FHA Mortgage
FLORIDA CAPITAL BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2020 · Amount on Record
Deed SaleJan 11, 2020 · Amount on Record
Prior SaleJul 3, 2006 · Amount on Record
Deed Document Number20203075
Deed Book / Page11298 / 1456
Last Transfer DateOct 1, 2021
Transfer Doc0000068888
Record UpdatedSep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCAMDEN NJ
Recording DateJul 15, 2022
Property Address3 LOCUST AVE, BERLIN, NJ 08009-2005
Document Number0000068888
Book / Page12138 / 636
Instrument DateNov 12, 2021
Instrument2022068888
Transaction TypeTransfer
Record UpdatedAug 19, 2022
Title CompanyBOSTON NATIONAL TTL AGCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3 LOCUST AVE, 3, BERLIN, NJ 08009-2005

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 LOCUST AVE, BERLIN, NJ 08009-2005

Mortgage

Document Number0000068889
DateJul 15, 2022
Book Page12138/644
Instrument2022068889
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term341 Months
DueDec 1, 2050

January 2020: Deed, Transfer

Document TypeDeed
JurisdictionCAMDEN NJ
Recording DateJan 11, 2020
Property Address3 LOCUST AVE, BERLIN, NJ 08009-2005
Document Number0000003075
Book / Page11298 / 1456
Instrument DateDec 20, 2019
Instrument2020003075
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$700.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address337 FRONT ST, 337, ATCO, NJ 08004-1919

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3 LOCUST AVE, BERLIN, NJ 08009-2005

Mortgage

Document Number0112981461
DateJan 11, 2020
Instrument11298/1461
Lender
NameFLORIDA CAPITAL BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Camden County and Berlin Borough assessment roll, as of July 1, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCamden County
MunicipalityBerlin Borough
Elementary School DistrictBerlin Borough School District (KG - 08)
Secondary School DistrictEastern Camden County Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$170,100 (-) Land $64,000 Building $106,100$170,100 (-) Land $64,000 Building $106,100
2025$5,906.00 (+1.79%)$170,100 (-) Land $64,000 Building $106,100$170,100 (-) Land $64,000 Building $106,100
2024$5,802.00 (+0.89%)
2023$170,100 Land $64,000 Building $106,100$170,100 Land $64,000 Building $106,100
2022$5,751.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERLIN WATER DEPARTMENT
serves 12,991 people · EPA ID NJ0405001
Water SourcePurchased surface water from NJ AMERICAN WATER - WESTERN
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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