Camden County and Berlin Borough property record for 12 Locust Ave, Berlin, NJ 08009
| Property Type | Single Family Home |
|---|---|
| Details | 1,019 sqft · built 1940 |
| Lot Size | 0.265 acres (11,520 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $178,000 (Aug 2005) |
| Tax Bill | $5,715 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00601-0000-00005 |
| Primary APN | 05-00601-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,019 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Frame |
| Lot Area | 11,520 sqft (0.265 acres) |
| Lot Dimensions | 160 ft deep x 72 ft wide |
| Old Parcel Number | 0502415000000005 |
|---|---|
| Street Address | 12 LOCUST AVE |
| City | BERLIN |
| State | NJ |
| Zip | 08009-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 601 |
| Legal Lot Number | 5 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | BERLIN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 608700 |
Source: Camden County and Berlin Borough records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 LOCUST AVE, BERLIN, NJ 08009-2020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2023 | Deed of Trust, Mortgage · Line of Credit POLICE & FIRE FCU |
| Jul 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2005 · Amount on Record |
| Deed Sale | Aug 23, 2005 · Amount on Record |
| Deed Book / Page | 7929 / 278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 12 LOCUST AVE, BERLIN, NJ 08009-2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000055314 |
|---|---|
| Date | Sep 5, 2023 |
| Book Page | 12423/669 |
| Instrument | 2023055314 |
| Name | POLICE & FIRE FCU |
|---|---|
| Type | Credit Union |
| Address | BENSALEM, PA 19020 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Aug 27, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 12 LOCUST AVE, BERLIN, NJ 08009-2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000055759 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 11457/13 |
| Instrument | 2020055759 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2050 |
Source: Camden County and Berlin Borough assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| Municipality | Berlin Borough |
| Elementary School District | Berlin Borough School District (KG - 08) |
| Secondary School District | Eastern Camden County Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,600 (-) Land $66,600 Building $98,000 | $164,600 (-) Land $66,600 Building $98,000 | |
| 2025 | $5,715.00 (+1.8%) | $164,600 (-) Land $66,600 Building $98,000 | $164,600 (-) Land $66,600 Building $98,000 |
| 2024 | $5,614.00 (+0.88%) | ||
| 2023 | $164,600 Land $66,600 Building $98,000 | $164,600 Land $66,600 Building $98,000 | |
| 2022 | $5,565.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERLIN WATER DEPARTMENT serves 12,991 people · EPA ID NJ0405001 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - WESTERN |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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