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3 Lakewood Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 3 Lakewood Dr, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,608 sqft · built 1997
Lot Size0.296 acres (12,894 sqft)
Owner2 Individual Names on Record
Last Sale$412,500 (May 2019)
Tax Bill$4,778 (2025)
Deeds & MortgagesMay 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-13-31-5120-1B020-0030

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-1B020-0030

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,608 sqft Living Area
Gross Area3,865 sqft
1st Floor Area2,608 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2012
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,894 sqft (0.296 acres)
DrivewayConcrete Driveway
Driveway Area480 sqft
Pool Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3 LAKEWOOD DR
CityORMOND BEACH
StateFL
Zip32174-9278
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionPLANTATION BAY PHASE 1B-F UNIT 2 LOT 3 OR 586/1794 OR 811/260 OR 1841/990 OR 1942/539 OR 2355/1317
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Phase1B
Legal Block1B02
Legal Lot Number3
Legal Unit2
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group3
Census Block3017
Census Tract60207

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3 LAKEWOOD DR, ORMOND BEACH, FL 32174-9278
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2019 · Amount on Record
Deed SaleMay 16, 2019 · Amount on Record
Prior SaleMay 23, 2013 · Amount on Record
Deed Document Number201917647
Deed Book / Page2355 / 1317
Prior Transfer DateOct 26, 2011
Prior Transfer Doc0018410990
Record UpdatedJun 8, 2026

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateMay 16, 2019
Property Address3 LAKEWOOD DR, ORMOND BEACH, FL 32174-9278
Document Number0023551317
Book / Page002355 / 001317
Instrument DateMay 10, 2019
Instrument17647
Transaction TypeTransfer
Record UpdatedMay 28, 2019
Title CompanySOUTHERN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,887.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 LAKEWOOD DR ORMOND BEACH FL 321749278, ORMOND BEACH, FL 32174-9278

Mortgage

Document Number23551318
DateMay 16, 2019
Book Page002355/001318
Instrument17648
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 15, 2039

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,778.00 (-5.89%) Homeowner's exemption$380,186 (+5.99%)$483,802 (+2.68%) Land $72,000 Building $411,802
2024$5,077.00 (+2.17%)
2023$4,969.00 (+6.86%) Homeowner's exemption$358,710 (+3%)$471,175 (+3.63%) Land $72,000 Building $399,175
2022$4,650.00 Homeowner's exemption$348,263$454,692 Land $72,000 Building $382,692

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 140 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies140 in force
Nearby Flood Claims3 (1994–2019)
Claims Outside the SFHA1 of 3
Most Recent ClaimJan 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFGUA - PLANTATION BAY WTP
private · serves 3,522 people · EPA ID FL2184251
Water SourceGroundwater
Last State InspectionMay 2024
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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