2 Lakewood Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 2 Lakewood Dr, Ormond Beach, FL 32174 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,132 sqft · built 1998
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on File
Last Sale	$292,000 (May 2019)
Tax Bill	$4,103 (2025)
Deeds & Mortgages	Oct 2025 Transfer Jul 2017 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-13-31-5120-1B020-0020`

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-1B020-0020`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,132 sqft Living Area
Gross Area	3,026 sqft
1st Floor Area	2,132 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2013
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,502 sqft (0.287 acres)
Driveway	Concrete Driveway
Driveway Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2 LAKEWOOD DR
City	ORMOND BEACH
State	FL
Zip	32174-9278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY PHASE 1B-F UNIT 2 LOT 2 OR 613 PG 1154 OR 2354/772 OR 2354/774
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Phase	1B
Legal Block	1B02
Legal Lot Number	2
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3017
Census Tract	60207

Owner

Source: Flagler County records · APN 03-13-31-5120-1B020-0020

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 LAKEWOOD DR, ORMOND BEACH, FL 32174-9278
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Intrafamily Transfer, Transfer
Jul 26, 2017	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 04, 2019	Deed of Trust, Mortgage QUICKEN LNS
May 10, 2019	Warranty Deed, Transfer ATTORNEY ONLY
May 10, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 01, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 10, 2019 · Amount on Record
Deed Sale	May 10, 2019 · Amount on Record
Prior Sale	Apr 30, 1998 · Amount on Record
Deed Document Number	201916818
Deed Book / Page	2354 / 774
Last Transfer Date	Oct 28, 2025
Transfer Doc	0030021362
Record Updated	Jun 08, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Oct 29, 2025
Property Address	2 LAKEWOOD DR, ORMOND BEACH, FL 32174-9278
Document Number	0030021362
Book / Page	3002 / 1362
Map Reference	MB 30 PG 22
Instrument Date	Oct 28, 2025
Instrument	2025044334
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 LAKEWOOD DR, ORMOND BEACH, FL 32174-9278

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 LAKEWOOD DR, ORMOND BEACH, FL 32174-9278

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	2 LAKEWOOD DR, ORMOND BEACH, FL 32174-9278
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022200346
Date	Jul 26, 2017
Book Page	2220/0346
Instrument	2017026048

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	779 Months
Due	Jun 25, 2082

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jun 01, 2018
Change Frequency	Annually
Max Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	2 LAKEWOOD DR, ORMOND BEACH, FL 32174-9278
Document Number	0024040473
Instrument Date	Dec 04, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 LAKEWOOD DR ORMOND BEACH FL 321749278, ORMOND BEACH, FL 32174-9278

Mortgage

Document Number	0024040473
Date	Dec 09, 2019
Book Page	002404/000473
Instrument	45715

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 08, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 10, 2019
Property Address	2 LAKEWOOD DR, ORMOND BEACH, FL 32174-9278
Document Number	0023540772
Book / Page	002354 / 000772
Instrument Date	Apr 25, 2019
Instrument	16817
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	14340 HARBOUR LANDINGS DR #14C FORT MYERS FL 339084916, 14C, FORT MYERS, FL 33908-4916

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 10, 2019
Property Address	2 LAKEWOOD DR, ORMOND BEACH, FL 32174-9278
Document Number	0023540774
Book / Page	2354 / 0774
Map Reference	MB 30 PG 22
Instrument Date	Apr 25, 2019
Instrument	2019016818
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,044.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1430 HARBOUR LN14C, 1430, FORT MYERS, FL 33903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 OLD AIRPORT RD, FLETCHER, NC 28732-9273

Mortgage

Document Number	2019016819
Date	May 10, 2019
Instrument	2019016819

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	2 LAKEWOOD DR, ORMOND BEACH, FL 32174-9278
Document Number	0022200362
Instrument Date	May 01, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 LAKEWOOD DR ORMOND BEACH FL 321749278, ORMOND BEACH, FL 32174-9278

Mortgage

Document Number	0022200362
Date	Jul 26, 2017
Book Page	002220/000362
Instrument	26049

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	780 Months
Due	Jul 25, 2082

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,103.00 (-7.17%)	$332,319 (+2.9%)	$397,000 (-0.9%) Land $72,000 Building $325,000
2024	$4,420.00 (+2.22%) Homeowner's exemption	$322,954 (+3%)	$400,615 (+8.94%) Land $72,000 Building $328,615
2023	$4,324.00 (+7.27%) Homeowner's exemption	$313,547 (+3%)	$367,749 (+2.54%) Land $72,000 Building $295,749
2022	$4,031.00 Homeowner's exemption	$304,415	$358,630 Land $72,000 Building $286,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 140 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	140 in force
Nearby Flood Claims	3 (1994–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2019, other causes

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 18% of Florida
Wildfire Likelihood	About 1 in 1,111 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 156 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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