Middlesex County and Natick Town property record for 3 Lake St, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,264 sqft · built 1991 |
| Lot Size | 0.289 acres (12,584 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $875,000 (Jun 2023) |
| Tax Bill | $12,123 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jan 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-0000245A |
| Primary APN | 35-0000245A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,264 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,584 sqft (0.289 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 35-0000245A |
|---|---|
| Street Address | 3 LAKE ST |
| City | NATICK |
| State | MA |
| Zip | 01760-3412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSA |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 382500 |
3 Lake St is owned and occupied by two individuals who bought it in June 2023.
Source: Middlesex County and Natick Town records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 LAKE ST, NATICK, MA 01760-3412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage AVIDIA BANK |
| Jan 25, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on File |
| Deed Sale | Jun 30, 2023 · Amount on File |
| Prior Sale | Mar 10, 1989 · Amount on File |
| Deed Document Number | 202372140 |
| Deed Book / Page | 81726 / 434 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Jun 30, 2023 |
| Property Address | 3 LAKE ST, NATICK, MA 01760-3412 |
| Document Number | 081726-434 |
| Book / Page | 81726 / 434 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 72140 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 LAKE ST, NATICK, MA 01760-3412 |
| Document Number | 0000072141 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 72141 |
| Name | AVIDIA BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Type Change Date | Jul 1, 2030 |
| Max Rate At Change | 2.75% |
| Index | 3-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Jan 25, 2022 |
| Property Address | 3 LAKE ST, NATICK, MA 01760-3412 |
| Document Number | 079589-280 |
| Book / Page | 79589 / 280 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 13719 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 3 Lake St was $12,123, down 2% from the year before.
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,123.00 (-2.04%) | $1,013,600 (+0.41%) Land $481,200 Building $532,400 | $925,300 |
| 2024 | $12,376.00 (+5.98%) | $1,009,500 (+9.27%) Land $455,800 Building $553,700 | |
| 2023 | $11,678.00 | $923,900 Land $424,900 Building $499,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Lake St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3 Lake St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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