Middlesex County and Natick Town property record for 14 Lake St, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,175 sqft · built 1935 |
| Lot Size | 0.095 acres (4,129 sqft) |
| Owner | Trust Name on File |
| Last Sale | $482,000 (Oct 2020) |
| Tax Bill | $6,724 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Dec 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-00000260 |
| Primary APN | 35-00000260 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,175 sqft Living Area |
| 1st Floor Area | 451 sqft |
| Basement Area | 451 sqft |
| Unfinished Basement | 451 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,129 sqft (0.095 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 35-00000260 |
|---|---|
| Street Address | 14 LAKE ST |
| City | NATICK |
| State | MA |
| Zip | 01760-3413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 382500 |
14 Lake St is owner-occupied and held in a trust since October 2021.
Source: Middlesex County and Natick Town records, as of October 19, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 14 LAKE ST, NATICK, MA 01760-3413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND |
| Dec 9, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Oct 23, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2020 · Amount on File |
| Deed Sale | Oct 23, 2020 · Amount on File |
| Prior Sale | Feb 13, 2013 · Amount on File |
| Deed Document Number | 2020193925 |
| Deed Book / Page | 75961 / 3 |
| Last Transfer Date | Oct 27, 2021 |
| Transfer Doc | 0079310-44 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 14 LAKE ST, NATICK, MA 01760-3413 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 078632-147 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 78632/147 |
| Instrument | 198435 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Dec 9, 2021 |
| Property Address | 14 LAKE ST, NATICK, MA 01760-3413 |
| Document Number | 0079310-44 |
| Book / Page | 79310 / 44 |
| Instrument Date | Oct 27, 2021 |
| Instrument | 265540 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 LAKE ST, NATICK, MA 01760-3413 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Oct 23, 2020 |
| Property Address | 14 LAKE ST, NATICK, MA 01760-3413 |
| Document Number | 75961-3 |
| Book / Page | 75961 / 3 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 193925 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 LAKE ST, NATICK, MA 01760-3413 |
| Document Number | 193926 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 193926 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 14 Lake St was $6,724, up 3.5% from the year before.
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,724.00 (+3.48%) | $562,200 (+6.08%) Land $384,000 Building $178,200 | $579,975 |
| 2024 | $6,498.00 (-0.79%) | $530,000 (+2.28%) Land $362,600 Building $167,400 | |
| 2023 | $6,550.00 | $518,200 Land $341,300 Building $176,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Lake St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 14 Lake St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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