3 Lake Dr, Windsor, NY 13865 Property Records

Broome County and Windsor Town property record for 3 Lake Dr, Windsor, NY 13865

Property Summary

Property TypeResidential Vacant Land
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$285,900 (Dec 2025)
Tax Bill$38 (2026)
Deeds & MortgagesDec 2025 Sale & Mortgage
APN035089 198.04-1-17

Property Details

APN / Parcel Number

Primary APN035089 198.04-1-17
Alternative APNs
  • 508919800400010170000000
  • 50114112550

Exterior

Lot Area7,405 sqft (0.17 acres)
Lot Width81.1 ft Width

Location & Zoning

Account Number50114112550
Street Address3 LAKE DR
CityWINDSOR
StateNY
Zip13865
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionINSIDE LOT 011000000325S0320000
Legal Block1
Legal Lot Number17.000
JurisdictionBROOME NY
Township / Civil DivisionWINDSOR
Census Block Group1
Census Block1017
Census Tract12501

Owner

Source: Broome County and Windsor Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5 2ND ST, BINGHAMTON, NY 13903-2118
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2025 · Amount on Record
Deed SaleDec 5, 2025 · Amount on Record
Deed Document Number202530726
Deed Book / Page2811 / 314
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBROOME NY
Recording DateDec 5, 2025
Property Address3 LAKE DR, WINDSOR, NY 13865
Document Number002811/314
Book / Page2811 / 314
Instrument DateNov 5, 2025
Instrument202500030726
Transaction TypeTransfer
Record UpdatedMar 20, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,144.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1 LAKE DR, WINDSOR, NY 13865-2648

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 2ND ST, BINGHAMTON, NY 13903-2118

Mortgage

Document Number004240/401
DateDec 5, 2025
Book Page4240/401
Instrument202500030727
Lender
NameCOMMUNITY BANK NA
TypeBank
AddressOLEAN, NY 14760
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term285 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Broome County and Windsor Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyBroome County
County SubdivisionWindsor Town
Unified School DistrictWindsor Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$38.00 (+5.56%)
2025$36.00 (-76.62%)$715 (-77.01%) Land $715$1,700 (-73.27%) Land $1,700
2024$154.00$3,110 (-) Land $715 Building $2,395$6,360 (+6.34%) Land $1,462 Building $4,898
2023$3,110 Land $715 Building $2,395$5,981 Land $1,375 Building $4,606

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Adams CATV
Cable
2,000 / 40
TDS Telecom
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Lake Dr

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