1 Lake Dr, Windsor, NY 13865 Property Records

Broome County and Windsor Town property record for 1 Lake Dr, Windsor, NY 13865

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1 ba · 896 sqft · built 1970
Lot Size	0.171 acres (7,486 sqft)
Owner	2 Individual Names on File
Last Sale	$285,900 (Dec 2025)
Tax Bill	$3,891 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
APN	`035089 198.04-1-18`

Property Details

APN / Parcel Number

Primary APN	`035089 198.04-1-18`
Alternative APNs	`508919800400010180000000` `50114112560`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	896 sqft Living Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,486 sqft (0.171 acres)
Lot Dimensions	99.8 ft deep x 75 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Patio Area	112 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	50114112560
Street Address	1 LAKE DR
City	WINDSOR
State	NY
Zip	13865-2648
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	INSIDE LOT 011000000325S0330000
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	BROOME NY
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1017
Census Tract	12501

Owner

1 Lake Dr, a residential property, is owned by two individuals who bought it in December 2025.

Source: Broome County and Windsor Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 2ND ST, BINGHAMTON, NY 13903-2118
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on File
Deed Sale	Dec 5, 2025 · Amount on File
Prior Sale	Aug 21, 2012 · Amount on File
Deed Document Number	202530726
Deed Book / Page	2811 / 314
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Dec 5, 2025
Property Address	1 LAKE DR, WINDSOR, NY 13865-2648
Document Number	002811/314
Book / Page	2811 / 314
Instrument Date	Nov 5, 2025
Instrument	202500030726
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,144.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 LAKE DR, WINDSOR, NY 13865-2648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 2ND ST, BINGHAMTON, NY 13903-2118

Mortgage

Document Number	004240/401
Date	Dec 5, 2025
Book Page	4240/401
Instrument	202500030727

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	285 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1 Lake Dr was $3,891, up 5.4% from the year before.

Source: Broome County and Windsor Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Windsor Town
Unified School District	Windsor Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,891.00 (+5.45%)
2025	$3,690.00 (+2.73%)	$72,540 (-) Land $11,400 Building $61,140	$170,700 (+15.07%) Land $26,826 Building $143,874
2024	$3,592.00	$72,540 (-) Land $11,400 Building $61,140	$148,344 (+6.34%) Land $23,313 Building $125,031
2023		$72,540 Land $11,400 Building $61,140	$139,500 Land $21,923 Building $117,577

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1 Lake Dr; there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams CATV Cable	2,000 / 40
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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