3 Lafayette St, Saco, ME 04072 Property Records

York County and Saco City property record for 3 Lafayette St, Saco, ME 04072

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 2,323 sqft · built 1937
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$325,400 (May 2018)
Tax Bill	$4,714 (2025)
Deeds & Mortgages	Jul 2020 Refinance May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D1225R`

Property Details

APN / Parcel Number

Primary APN	`D1225R`
Alternative APNs	`SACO M:032 L:247 U:000-000` `M:032 L:247 U:000=000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,323 sqft Living Area
Gross Area	3,354 sqft
1st Floor Area	1,329 sqft
Basement Area	868 sqft
Unfinished Basement	868 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	D1225R
Street Address	3 LAFAYETTE ST
City	SACO
State	ME
Zip	04072-2022
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MDR
Legal Subdivision	WASHINGTON PK
Legal Lot Number	247
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2021
Census Tract	5200

Owner

3 Lafayette St, a duplex, is owned and occupied by two individuals who bought it in May 2018.

Source: York County and Saco City records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 LAFAYETTE ST, SACO, ME 04072-2022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP
May 11, 2018	Warranty Deed, Transfer MORTGAGE NTWK
Mar 30, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2018 · Amount on File
Deed Sale	May 11, 2018 · Amount on File
Deed Document Number	201817276
Deed Book / Page	17711 / 683
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	3 LAFAYETTE ST, SACO, ME 04072-2022
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183020155
Date	Jul 10, 2020
Book Page	18302/155
Instrument	2020030494

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	May 11, 2018
Property Address	3 LAFAYETTE ST, SACO, ME 04072-2022
Document Number	0177110683
Book / Page	017711 / 000683
Instrument Date	May 11, 2018
Instrument	17276
Transaction Type	Transfer
Record Updated	Jun 1, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	180 WALNUT ST #2 WATERTOWN MA 024724029, 2, WATERTOWN, MA 02472-4029

Mortgage

Document Number	177110685
Date	May 11, 2018
Book Page	017711/000685
Instrument	17277

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 10, 2048

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Mar 30, 2017
Property Address	3 LAFAYETTE ST, SACO, ME 04072-2022
Document Number	0174440978
Book / Page	017444 / 000978
Instrument Date	Mar 23, 2017
Instrument	11914
Transaction Type	Transfer
Record Updated	May 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48 FLAG POND RD SACO ME 040729634, SACO, ME 04072-9634

Tax Assessment & Valuation

The 2025 property tax bill for 3 Lafayette St was $4,714, up 1.4% from the year before.

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,714.00 (+1.35%)	$332,000 (+0.3%) Land $131,100 Building $200,900
2024	$4,651.00	$331,000 Land $131,100 Building $199,900
2022	$4,201.00	$229,200 Land $100,000 Building $129,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3 Lafayette St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Lafayette St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

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