10 Lafayette St, Saco, ME 04072 Property Records

York County and Saco City property record for 10 Lafayette St, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,231 sqft · built 1924
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Oct 2022)
Tax Bill	$4,270 (2025)
Deeds & Mortgages	Oct 2022 Sale Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T0460R`

Property Details

APN / Parcel Number

Primary APN	`T0460R`
Alternative APNs	`SACO M:032 L:258 U:000-000` `M:032 L:258 U:000=000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,231 sqft Living Area
Gross Area	3,327 sqft
1st Floor Area	1,026 sqft
Basement Area	1,026 sqft
Unfinished Basement	1,026 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	T0460R
Street Address	10 LAFAYETTE ST
City	SACO
State	ME
Zip	04072-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Lot Number	258
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2022
Census Tract	5200

Owner

10 Lafayette St is owned and occupied by an individual who bought it in October 2022.

Source: York County and Saco City records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	10 LAFAYETTE ST, SACO, ME 04072-2020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Warranty Deed, Transfer
Nov 13, 2020	Warranty Deed, Transfer · FHA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022 · Amount on File
Deed Sale	Oct 17, 2022 · Amount on File
Prior Sale	Nov 13, 2020 · Amount on File
Deed Document Number	202244344
Deed Book / Page	19133 / 854
Transfer Doc	16051-0867
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Oct 17, 2022
Property Address	10 LAFAYETTE ST, SACO, ME 04072-2020
Document Number	0191330854
Book / Page	19133 / 854
Instrument Date	Oct 17, 2022
Instrument	2022044344
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 MARGARET ST # UT, UT, S PORTLAND, ME 04106-2056

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Nov 13, 2020
Property Address	10 LAFAYETTE ST, SACO, ME 04072-2020
Document Number	0184480875
Book / Page	18448 / 875
Instrument Date	Nov 10, 2020
Instrument	2020058194
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 GARFIELD ST, SACO, ME 04072-2406

Mortgage

Document Number	0184480877
Date	Nov 13, 2020
Book Page	18448/877
Instrument	2020058195

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10 Lafayette St was $4,270, up 8.2% from the year before.

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,270.00 (+8.18%)	$300,700 (+7.05%) Land $116,200 Building $184,500
2024	$3,947.00	$280,900 Land $116,200 Building $164,700	$385,510
2022	$3,644.00	$198,800 Land $88,600 Building $110,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Lafayette St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 Lafayette St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

Nearby Properties on Lafayette St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures